Lending for one to three years
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against NIFTY Short Duration Debt Index A-II
This fund's price history here starts on 3 Jan 2022, so its longest figures run from then.
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +0.0% | — | — | — |
| 3 months | +0.4% | — | — | — |
| 6 months | +2.3% | — | — | — |
| 1 year | +4.2% | +3.6% | +3.9% | 4 of 22 |
| 3 years, a year | +6.7% | +6.4% | +6.5% | 7 of 22 |
| 5 years, a year | — | +5.8% | +6.0% | — |
| Since 3 Jan 2022, a year | +6.0% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
59 monthly instalments from 3 Jan 2022, valued at the NAV of 3 Nov 2026. A yearly return of 6.2%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹45.24 (4 Nov 2025) to ₹47.19 (9 Sept 2026). Now 0.1% below the high.
Its yearly expense ratio, and how much money it manages
Of the 0.73%, 0.63% is the fund house's fee and 0.10% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 0.69% to 0.63% on 2 Nov 2026.
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
NIL
27 holdings, as of 30 Sept 2026
| PNB Housing Finance Ltd - 8.15% - 29/07/2027 IND AAA | 5.68% | +0.1% | — |
| Power Finance Corporation Ltd - 7.77% - 15/04/2028 ICRA AAA | 5.68% | +0.1% | — |
| Export Import Bank of India - 7.35% - 27/07/2028 ICRA AAA | 5.66% | +0.1% | — |
| REC LTD - 7.28% - 31/08/2029 CRISIL AAA | 5.61% | +0.1% | — |
| National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028 ICRA AAA | 5.56% | +0.1% | — |
| Punjab National Bank - 05/02/2027 CRISIL A1+ | 5.55% | +0.1% | — |
| 6.45% Gujarat State Development Loan - 06/01/2030 Sovereign | 5.53% | +0.0% | — |
| Union Bank of India - 16/03/2027 ICRA A1+ | 5.51% | +0.1% | — |
| Cash and Other Net Current Assets | 4.98% | +2.6% | — |
| Small Industries Development Bank of India - 7.42% - 12/03/2029 CRISIL AAA | 4.50% | +0.0% | — |
| TREPS | 4.08% | +0.3% | — |
| 7.32% Government Securities-13/11/2030 Sovereign | 2.88% | 0.0% | — |
| 7.04% Central Government Securities 03/06/2029 Sovereign | 2.86% | +0.0% | — |
| Can Fin Homes Ltd - 8.09% - 04/01/2027 ICRA AAA | 2.84% | +0.0% | — |
| National Housing Bank - 7.59% - 14/07/2027 CRISIL AAA | 2.84% | +0.0% | — |
| Cholamandalam Investment and Finance Company Ltd - 8.54% - 12/04/2029 ICRA AA+ | 2.84% | +0.0% | — |
| LIC Housing Finance Ltd - 7.95% - 29/01/2028 CRISIL AAA | 2.84% | +0.0% | — |
| Tata Capital Housing Finance Ltd - 8.2% - 25/09/2029 CRISIL AAA | 2.84% | — | New |
| 360 One Prime Ltd - 8.95% - 04/06/2027 ICRA AA | 2.84% | +0.0% | — |
| Hinduja Leyland Finance Ltd - 8.4% - 06/05/2027 CRISIL AA+ | 2.84% | +0.0% | — |
| National Bank for Agriculture & Rural Development - 7.48% - 15/09/2028 CRISIL AAA | 2.82% | +0.0% | — |
| LIC Housing Finance Ltd - 6.9% - 17/09/2027 CRISIL AAA | 2.82% | +0.0% | — |
| National Bank for Financing Infrastructure and Development - 7.37% - 16/07/2029 CRISIL AAA | 2.81% | +0.0% | — |
| Small Industries Development Bank of India - 7.04% - 09/02/2029 CRISIL AAA | 2.79% | +0.0% | — |
| 6.53% Tamil Nadu State Development Loan 06/01/2031 Sovereign | 2.75% | — | New |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028 CRISIL AAA | 1.69% | — | New |
| Corporate Debt Market Development Fund - Class A2 | 0.37% | +0.0% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 3 holdings and left 4; 7 holdings gained weight and 0 lost weight.
None
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
To generate income and capital appreciation by investing primarily in fixed income securities & money market instruments. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or Trustees by the Asset management Company.
The largest funds with the same mandate
Sundaram Short Term Fund Sundaram | +4.2% | +6.7% | — | 0.73% | ₹190 cr |
ICICI Prudential Short Term Fund ICICI Prudential | +4.5% | +6.9% | +6.4% | 1.05% | ₹18,501 cr |
| +4.1% | +6.9% | +6.1% | 0.67% | ₹13,997 cr | |
Kotak Short Term Fund Kotak Mahindra | +3.7% | +6.4% | +5.6% | 1.12% | ₹13,956 cr |
| +3.7% | +6.6% | +5.8% | 0.88% | ₹12,984 cr | |
| +4.4% | +7.0% | +6.1% | 0.92% | ₹7,393 cr | |
Nippon India Short Term Fund Nippon India | +3.9% | +6.8% | +6.0% | 0.95% | ₹6,370 cr |
Aditya Birla Sun Life Short Term Fund Aditya Birla Sun Life | +4.0% | +6.8% | +6.1% | 0.96% | ₹5,276 cr |
| +4.0% | +6.7% | — | 0.70% | ₹3,827 cr | |
| +3.6% | +6.4% | +5.6% | 0.96% | ₹3,214 cr | |
| +3.5% | +6.1% | +5.4% | 1.11% | ₹2,873 cr |
The NAV of the Regular Growth plan was ₹47.14 on 3 Nov 2026.
It returned +4.2% over the last year, +6.7% a year over three years. Over three years its benchmark, NIFTY Short Duration Debt Index A-II, returned +6.4% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.93 lakh, +5.8% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: PNB Housing Finance Ltd - 8.15% - 29/07/2027 (5.7%), Power Finance Corporation Ltd - 7.77% - 15/04/2028 (5.7%), Export Import Bank of India - 7.35% - 27/07/2028 (5.7%), REC LTD - 7.28% - 31/08/2029 (5.6%), National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028 (5.6%). It held 27 investments in all.
Over the last three years its NAV fell as much as -0.4% from a high before recovering; over the last year, -0.4%.
0.73% a year, against a typical 0.98% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹190 cr as of 2 Nov 2026.
Sandeep Agarwal, Kumaresh Ramakrishnan, Ronak Shah.
NIL
₹5,000 to start, ₹100 a month by SIP.
Its riskometer level is Low to Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 1.0%.
NIFTY Short Duration Debt Index A-II.
On 4 Sept 2002.