Test and simulate a fund mix

Choose funds and weights, a period and how the money goes in. See what the mix would have been worth, its worst fall and how long it took to recover, and the range of outcomes its own history points to for the years ahead.

The mix

No funds yet. Add up to 8.

Period

FromTo

Prices go back to April 2006, so periods start no earlier.

How the money goes in

Every month₹

Set back to the weights

Set against

What the figures mean

XIRR: Your return a year, counting when each instalment went in. Money that went in last month has had less time to grow than money from five years ago.
Worst fall: The largest drop from a high to a later low during the period, and how long the mix took to climb back to that high.
One-year stretches: The return over every one-year span inside the period. They show how good or bad a single year could be, whichever month you started.
Set back to the weights: Each January, the mix is brought back to the shares you chose, so a fund that ran ahead does not grow to dominate it.
A range ahead: Many possible futures pieced together from the mix's own past, shown as a range. It is a way to see how wide the outcomes can be, not a forecast.

Results use each fund's NAV and are before tax and exit loads. Past returns, and ranges built from them, do not tell you what will happen. This is a tool for understanding, not a recommendation to buy or sell any fund. See the disclaimer.

What the figures mean

XIRR

Your return a year, counting when each instalment went in. Money that went in last month has had less time to grow than money from five years ago.

Worst fall

The largest drop from a high to a later low during the period, and how long the mix took to climb back to that high.

One-year stretches

The return over every one-year span inside the period. They show how good or bad a single year could be, whichever month you started.

Set back to the weights

Each January, the mix is brought back to the shares you chose, so a fund that ran ahead does not grow to dominate it.

A range ahead

Many possible futures pieced together from the mix's own past, shown as a range. It is a way to see how wide the outcomes can be, not a forecast.