Everything you need before your first fund, in plain words. Read a step, then try it: each one has a short guide and a tool.
Many people pool their money, and a fund manager invests it in shares, bonds or both. You own units of the whole basket, priced every business day.
Funds that buy company shares rise and fall the most and are usually held for years. Funds that lend money (debt) move less. Hybrid funds do both, and index funds simply follow a market index.
A SIP puts in a fixed amount every month; a lump sum goes in once. Most people who invest from their salary use a SIP.
Before your first purchase you confirm who you are, once, with your PAN and Aadhaar. It covers every fund house.
You can buy through a fund house's website, a registered distributor or an investment app. The fund itself is the same wherever you buy it.
One statement lists every fund you hold, from every fund house. Add it here to see what you own and its real return.
What each part of DiscoverMF does and where to find it. The parts that keep something for you need an account.
Every open-ended fund in India, each shown as its Regular plan, Growth option.
Type part of a fund's name, a fund house or a category and go straight to it.
Where: The search box at the top of every page (Ctrl K or ⌘ K on a computer), or the Search tab on a phone.
Filter funds by category, risk, fund house, size and cost, rank them by any return or risk figure, and pick the columns you see.
Where: Screener in the menu, and the Screener tab on a phone.
Keep a screen you set up to open again later.
Where: Saved screens on the screener.
Every SEBI category with its funds side by side, ranked by the figure you pick.
Where: Categories in the menu.
Pick a company, a sector or a theme such as PSU banks and see which funds hold the most of it.
Where: By holding in the menu.
Every fund in one list, for looking one up by name.
Where: All funds A to Z in the footer.
Every fund house with its assets and funds, and every manager with the funds they run.
Where: Fund houses in the menu, Fund managers in the footer.
Open any fund from search, the screener or a list.
Returns against the benchmark and the category, rolling returns, how much the price moves, the worst fall, costs, managers, and every holding with how it has changed.
Where: Open any fund.
Up to six funds side by side on returns, risk, cost and size, with their price history on one chart and the holdings they share.
Where: Compare on a fund page, or Compare in the menu.
Keep the funds you follow in one list, on every device you sign in from, with a short email about them on Saturdays.
Where: The star beside a fund in the screener, a category or on its page. Your list is under Watchlist in your account, or the Watchlist tab on a phone.
An email when a fund you hold or saved changes its expense ratio, category, benchmark, riskometer or manager. At most one a day, only when something changed.
Where: Settings in your account.
Track what you hold and test a mix before you put money in.
What you hold, what it is worth, your real return, the mix by category, the companies you own through your funds and how much your funds overlap.
Where: Portfolios in your account menu.
Upload your consolidated account statement or a spreadsheet and your holdings fill in. You check them before anything is saved, and the file is deleted as soon as it is read.
Where: Import in a portfolio.
How a mix of funds would have done over a period you choose, as a lump sum or a SIP, through falls such as the 2020 crash. Anyone can see the sample; sign in to test your own mix.
Where: Backtest in the footer, or in the menu on a phone.
Plain answers on how funds work, buying, KYC and tax.
Ask in plain words, such as which funds hold the most of a company, and get an answer with links to the funds. Three questions a day.
Where: Ask AI in the footer, or in the menu on a phone.
How to buy a fund, SIPs and lump sums, KYC, managing your funds, and how funds are taxed.
Where: Guides in the menu.
SIP, lump sum, step-up SIP, SWP, goals, retirement, XIRR, and an FD against a debt fund after tax.
Where: Calculators in the menu.
Every term on the site explained in plain words, from NAV to rolling returns.
Where: Glossary in the footer.
Fund pages, the screener, compare, the guides and the calculators need no account. An account keeps your saved funds, screens and portfolios, sends the alerts you ask for and lets you test your own backtests. Signing in takes a code by email; there is no password.