Lending for three to four years
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against NIFTY Medium Duration Debt Index A-III
This fund's price history here starts on 3 Apr 2006, so its longest figures run from then.
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | -0.2% | — | — | — |
| 3 months | -0.6% | — | — | — |
| 6 months | +1.2% | — | — | — |
| 1 year | +1.8% | +1.5% | +4.2% | 13 of 13 |
| 3 years, a year | +4.9% | +6.1% | +7.0% | 13 of 13 |
| 5 years, a year | +3.9% | +5.2% | +6.2% | 12 of 12 |
| Since 3 Apr 2006, a year | +5.9% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
61 monthly instalments from 3 Nov 2021, valued at the NAV of 3 Nov 2026. A yearly return of 4.3%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹69.91 (2 Apr 2026) to ₹71.95 (14 Aug 2026). Now 0.9% below the high.
Its yearly expense ratio, and how much money it manages
Of the 1.83%, 1.58% is the fund house's fee and 0.25% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.63% to 1.58% on 2 Nov 2026.
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
NIL
18 holdings, as of 30 Sept 2026
| 6.53% Tamil Nadu State Development Loan 06/01/2031 Sovereign | 17.92% | — | New |
| 6.48% Central Government Securities 06/10/2035 Sovereign | 17.69% | -10.6% | — |
| 6.36% Central Government Securities 16/02/2031 Sovereign | 12.11% | -0.1% | — |
| Cholamandalam Investment and Finance Company Ltd - 7.38% - 28/05/2027 ICRA AA+ | 6.14% | +0.0% | — |
| Small Industries Development Bank of India - 7.42% - 12/03/2029 CRISIL AAA | 6.11% | +0.0% | — |
| National Bank for Agriculture & Rural Development - 7.01% - 16/03/2029 CRISIL AAA | 6.06% | +0.0% | — |
| Cash and Other Net Current Assets | 5.55% | +3.5% | — |
| REC LTD - 7.28% - 31/08/2029 CRISIL AAA | 4.57% | +0.0% | — |
| TREPS | 3.24% | -8.0% | — |
| Can Fin Homes Ltd - 8.09% - 04/01/2027 ICRA AAA | 3.09% | +0.0% | — |
| 360 One Prime Ltd - 8.95% - 04/06/2027 ICRA AA | 3.09% | +0.0% | — |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028 CRISIL AAA | 3.06% | — | New |
| HDB Financial Services Ltd - 7.4091% - 05/06/2028 CRISIL AAA | 3.05% | +0.0% | — |
| PNB Housing Finance Ltd - 7.28% - 05/06/2028 IND AAA | 3.05% | +0.0% | — |
| REC LTD - 6.52% - 31/01/2028 ICRA AAA | 3.04% | +0.0% | — |
| BAJAJ HOUSING FINANCE LTD - 7.64% - 01/07/2030 CRISIL AAA | 1.51% | 0.0% | — |
| Corporate Debt Market Development Fund - Class A2 | 0.42% | 0.0% | — |
| National Bank for Agriculture & Rural Development - 7.53% - 24/03/2028 ICRA AAA | 0.31% | 0.0% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 2 holdings and left 1; 0 holdings gained weight and 2 lost weight.
None
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
To generate income and capital appreciation by investing in Fixed Income Securities and Money Market Instruments. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
The largest funds with the same mandate
Sundaram Medium Term Fund Sundaram | +1.8% | +4.9% | +3.9% | 1.83% | ₹32 cr |
| +4.8% | +6.9% | +6.1% | 1.22% | ₹6,332 cr | |
ICICI Prudential Medium Term Fund ICICI Prudential | +5.2% | +7.5% | +6.6% | 1.36% | ₹5,270 cr |
| +4.9% | +7.0% | +6.0% | 1.30% | ₹3,520 cr | |
Aditya Birla Sun Life Medium Term Fund Aditya Birla Sun Life | +6.9% | +9.6% | +11.8% | 1.55% | ₹3,351 cr |
| +4.9% | +7.5% | +6.5% | 1.32% | ₹1,939 cr | |
Kotak Medium Term Fund Kotak Mahindra | +4.2% | +7.5% | +6.2% | 1.63% | ₹1,868 cr |
Bandhan Medium Term Fund Bandhan | +4.6% | +6.7% | +5.2% | 1.36% | ₹1,237 cr |
| +3.8% | +6.8% | — | 1.12% | ₹668 cr | |
| +2.9% | +6.4% | +5.7% | 0.71% | ₹247 cr | |
Nippon India Medium Term Fund Nippon India | +4.5% | +7.7% | +6.2% | 1.08% | ₹144 cr |
The NAV of the Regular Growth plan was ₹71.27 on 3 Nov 2026.
It returned +1.8% over the last year, +4.9% a year over three years, +3.9% a year over five years. Over three years its benchmark, NIFTY Medium Duration Debt Index A-III, returned +6.1% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.81 lakh, +3.7% a year; started 5 years ago, ₹6 lakh put in would be worth ₹6.68 lakh, +4.3% a year; started 10 years ago, ₹12 lakh put in would be worth ₹14.94 lakh, +4.3% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: 6.53% Tamil Nadu State Development Loan 06/01/2031 (17.9%), 6.48% Central Government Securities 06/10/2035 (17.7%), 6.36% Central Government Securities 16/02/2031 (12.1%), Cholamandalam Investment and Finance Company Ltd - 7.38% - 28/05/2027 (6.1%), Small Industries Development Bank of India - 7.42% - 12/03/2029 (6.1%). It held 18 investments in all.
Over the last three years its NAV fell as much as -1.3% from a high before recovering; over the last year, -1.3%.
1.83% a year, against a typical 1.32% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹32.1 cr as of 2 Nov 2026.
Sandeep Agarwal, Kumaresh Ramakrishnan.
NIL
₹5,000 to start, ₹1,000 a month by SIP.
Its riskometer level is Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 1.5%.
NIFTY Medium Duration Debt Index A-III.
On 18 Dec 1997.