Parking money for days or weeks
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against NIFTY Liquid Index A-I
This fund's price history here starts on 1 Jan 2022, so its longest figures run from then.
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +0.4% | — | — | — |
| 3 months | +1.4% | — | — | — |
| 6 months | +3.1% | — | — | — |
| 1 year | +6.3% | +6.4% | +6.2% | 23 of 39 |
| 3 years, a year | +6.7% | +6.8% | +6.7% | 22 of 36 |
| 5 years, a year | — | +6.4% | +6.2% | — |
| Since 1 Jan 2022, a year | +6.4% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
59 monthly instalments from 1 Jan 2022, valued at the NAV of 3 Nov 2026. A yearly return of 6.6%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹2,348.08 (4 Nov 2025) to ₹2,495.95 (3 Nov 2026). Now at its high.
Its yearly expense ratio, and how much money it manages
Of the 0.36%, 0.31% is the fund house's fee and 0.05% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house raised its fee from 0.30% to 0.31% on 21 Jul 2026. Every expense ratio change in July 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
Exit Load: Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 onwards - 0.0000%
62 holdings, as of 30 Sept 2026
| 91 Days - T Bill - 05/11/2026 Sovereign | 5.62% | +1.5% | — |
| Export Import Bank of India - 04/11/2026 CRISIL A1+ | 4.43% | +1.2% | — |
| Bank of India - 03/12/2026 CRISIL A1+ | 4.41% | — | New |
| Central Bank of India - 04/12/2026 CRISIL A1+ | 4.41% | — | New |
| TREPS | 3.77% | -13.8% | — |
| 91 Days - T Bill - 22/10/2026 Sovereign | 3.41% | +0.9% | — |
| REC LTD - 23/11/2026 CRISIL A1+ | 2.95% | +0.8% | — |
| Tata Capital Housing Finance Ltd - 23/11/2026 CRISIL A1+ | 2.95% | +0.8% | — |
| Canara Bank - 03/12/2026 CRISIL A1+ | 2.94% | — | New |
| Hindustan Petroleum Corporation Ltd - 03/12/2026 CRISIL A1+ | 2.94% | — | New |
| Reliance Industries Ltd - 11/12/2026 CRISIL A1+ | 2.94% | — | New |
| PNB Housing Finance Ltd - 18/11/2026 CRISIL A1+ | 2.21% | +0.6% | — |
| Hindustan Petroleum Corporation Ltd - 02/12/2026 CRISIL A1+ | 2.21% | — | New |
| Canara Bank - 05/10/2026 CRISIL A1+ | 1.49% | +0.4% | — |
| Julius Baer Capital (India) Private Ltd - 21/10/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| 91 Days - T Bill - 29/10/2026 Sovereign | 1.48% | +0.4% | — |
| Union Bank of India - 30/10/2026 ICRA A1+ | 1.48% | +0.4% | — |
| HDFC Bank Ltd - 02/11/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| Aditya Birla Housing Finance Ltd - 06/11/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| Kotak Securities Ltd - 04/11/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| HDFC Bank Ltd - 11/11/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| Kisetsu Saison Finance - 06/11/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| IIFL Finance Ltd - 02/11/2026 CRISIL A1+ | 1.48% | +0.4% | — |
| Godrej Housing Finance Limited - 17/11/2026 CRISIL A1+ | 1.47% | +0.4% | — |
| Blue Star Ltd - 17/11/2026 CRISIL A1+ | 1.47% | +0.4% | — |
| Canara Bank - 23/11/2026 CRISIL A1+ | 1.47% | +0.4% | — |
| Godrej Properties Ltd - 20/11/2026 ICRA A1+ | 1.47% | +0.4% | — |
| Central Bank of India - 23/11/2026 CRISIL A1+ | 1.47% | +0.4% | — |
| Axis Bank Ltd - 27/11/2026 CRISIL A1+ | 1.47% | — | New |
| Canara Bank - 30/11/2026 CRISIL A1+ | 1.47% | +0.9% | — |
| National Bank for Agriculture & Rural Development - 02/12/2026 CRISIL A1+ | 1.47% | — | New |
| Export Import Bank of India - 04/12/2026 CRISIL A1+ | 1.47% | — | New |
| HDFC Bank Ltd - 04/12/2026 ICRA A1+ | 1.47% | — | New |
| Small Industries Development Bank of India - 03/12/2026 CRISIL A1+ | 1.47% | — | New |
| Reliance Retail Ventures Ltd - 08/12/2026 CRISIL A1+ | 1.47% | — | New |
| Power Finance Corporation Ltd - 09/12/2026 CRISIL A1+ | 1.47% | — | New |
| Pilani Investment and Industries Corporation Ltd. - 03/12/2026 CRISIL A1+ | 1.47% | — | New |
| GIC Housing Finance Ltd - 09/12/2026 CRISIL A1+ | 1.47% | — | New |
| Godrej Industries Ltd - 12/11/2026 CRISIL A1+ | 1.11% | +0.3% | — |
| Bajaj Financial Securities Ltd - 16/11/2026 CRISIL A1+ | 1.10% | +0.3% | — |
| Motilal Oswal Financial Services Ltd - 17/11/2026 CRISIL A1+ | 1.10% | +0.3% | — |
| Godrej Housing Finance Limited - 10/12/2026 CRISIL A1+ | 1.10% | — | New |
| MUTHOOT FINCORP LIMITED - 16/12/2026 CRISIL A1+ | 1.10% | — | New |
| HSBC InvestDirect Financial Services India Limited - 29/10/2026 CRISIL A1+ | 0.89% | +0.2% | — |
| Punjab National Bank - 01/10/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| Bajaj Financial Securities Ltd - 15/10/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| Union Bank of India - 19/10/2026 ICRA A1+ | 0.74% | +0.2% | — |
| REC LTD - 22/10/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| National Bank for Agriculture & Rural Development - 09/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| IGH Holdings Private Limited - 05/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| Aditya Birla Money Ltd - 17/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| Birla Group Holdings Pvt Ltd - 18/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| Kotak Securities Ltd - 20/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| Birla Group Holdings Pvt Ltd - 20/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| ICICI Securities Ltd - 23/11/2026 CRISIL A1+ | 0.74% | +0.2% | — |
| ICICI Securities Ltd - 01/12/2026 CRISIL A1+ | 0.73% | — | New |
| Kotak Securities Ltd - 02/12/2026 CRISIL A1+ | 0.73% | — | New |
| Aditya Birla Money Ltd - 02/12/2026 CRISIL A1+ | 0.73% | — | New |
| JM Financial Services Ltd - 11/12/2026 CRISIL A1+ | 0.73% | — | New |
| IIFL Finance Ltd - 02/12/2026 CRISIL A1+ | 0.37% | — | New |
| Corporate Debt Market Development Fund - Class A2 | 0.27% | +0.1% | — |
| Cash and Other Net Current Assets | -0.13% | +1.9% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 22 holdings and left 48; 38 holdings gained weight and 0 lost weight.
None
The weight of today's ten largest holdings in each of the last 6 portfolios.
| Holding | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| 91 Days - T Bill - 05/11/2026 | — | — | — | — | 4.1% | 5.6% |
| Export Import Bank of India - 04/11/2026 | — | — | — | — | 3.3% | 4.4% |
| Bank of India - 03/12/2026 | — | — | — | — | — | 4.4% |
| Central Bank of India - 04/12/2026 | — | — | — | — | — | 4.4% |
| 91 Days - T Bill - 22/10/2026 | — | — | — | 2.1% | 2.5% | 3.4% |
| REC LTD - 23/11/2026 | — | — | — | — | 2.2% | 3.0% |
| Tata Capital Housing Finance Ltd - 23/11/2026 | — | — | — | — | 2.2% | 3.0% |
| Canara Bank - 03/12/2026 | — | — | — | — | — | 2.9% |
| Hindustan Petroleum Corporation Ltd - 03/12/2026 | — | — | — | — | — | 2.9% |
| Reliance Industries Ltd - 11/12/2026 | — | — | — | — | — | 2.9% |
Equity, debt and cash in each of the last 6 portfolios.
| Share of the fund | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Equity | 0.0% | 0.0% | 1.2% | 2.6% | 0.6% | 0.0% |
| Debt | 97.0% | 98.0% | 102.0% | 87.2% | 83.9% | 96.4% |
| Cash and other | 3.0% | 2.0% | -3.1% | 10.2% | 15.6% | 3.6% |
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
To provide a level of income consistent with the preservation of capital and lower level of risk, through investments made primarily in money market and debt securities with maturity of up to 91 days only. The aim is to optimize returns while providing high level of security
The largest funds with the same mandate
Sundaram Liquid Fund Sundaram | +6.3% | +6.7% | — | 0.36% | ₹7,389 cr |
| +6.4% | +6.7% | +6.3% | 0.32% | ₹94,440 cr | |
HDFC Liquid Fund HDFC | +6.4% | +6.8% | +6.3% | 0.30% | ₹72,771 cr |
Aditya Birla Sun Life Liquid Fund Aditya Birla Sun Life | +6.4% | +6.8% | +6.3% | 0.35% | ₹64,265 cr |
ICICI Prudential Liquid Fund ICICI Prudential | +6.3% | +6.8% | +6.3% | 0.30% | ₹59,257 cr |
Axis Liquid Fund Axis | +6.4% | +6.9% | +6.4% | 0.23% | ₹53,784 cr |
Kotak Liquid Fund Kotak Mahindra | +6.3% | +6.8% | +6.3% | 0.33% | ₹46,514 cr |
Nippon India Liquid Fund Nippon India | +6.4% | +6.8% | +6.3% | 0.38% | ₹42,878 cr |
Tata Liquid Fund Tata | +6.3% | +6.8% | +6.3% | 0.32% | ₹33,891 cr |
| +6.4% | +6.8% | +6.3% | 0.25% | ₹33,527 cr | |
| +6.4% | +6.8% | +6.3% | 0.23% | ₹26,894 cr |
The NAV of the Regular Growth plan was ₹2,495.95 on 3 Nov 2026.
It returned +6.3% over the last year, +6.7% a year over three years. Over three years its benchmark, NIFTY Liquid Index A-I, returned +6.8% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.97 lakh, +6.5% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: 91 Days - T Bill - 05/11/2026 (5.6%), Export Import Bank of India - 04/11/2026 (4.4%), Bank of India - 03/12/2026 (4.4%), Central Bank of India - 04/12/2026 (4.4%), 91 Days - T Bill - 22/10/2026 (3.4%). It held 62 investments in all.
Over the last three years its NAV fell as much as -0.0% from a high before recovering; over the last year, -0.0%.
0.36% a year, against a typical 0.26% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹7,389 cr as of 2 Nov 2026.
Sandeep Agarwal, Kumaresh Ramakrishnan, Ronak Shah.
Exit Load: Day 1 - 0.0070%, Day 2 - 0.0065%, Day 3 - 0.0060%, Day 4 - 0.0055%, Day 5 - 0.0050%, Day 6 - 0.0045%, Day 7 onwards - 0.0000%
₹1,000 to start, ₹1,000 a month by SIP.
Its riskometer level is Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 0.2%.
NIFTY Liquid Index A-I.
On 3 Oct 2000.