Lending for three to four years
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against CRISIL Medium Duration Debt A-III Index
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | -0.0% | — | — | — |
| 3 months | +0.1% | — | — | — |
| 6 months | +2.5% | — | — | — |
| 1 year | +4.5% | +2.4% | +4.2% | 7 of 13 |
| 3 years, a year | +7.7% | +6.3% | +7.0% | 2 of 13 |
| 5 years, a year | +6.2% | +5.4% | +6.2% | 4 of 12 |
| Since launch, a year | +4.3% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
61 monthly instalments from 8 Nov 2021, valued at the NAV of 3 Nov 2026. A yearly return of 7.0%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹16.13 (4 Nov 2025) to ₹16.91 (14 Aug 2026). Now 0.4% below the high.
Its yearly expense ratio, and how much money it manages
Of the 1.08%, 0.92% is the fund house's fee and 0.16% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house raised its fee from 0.89% to 0.92% on 22 Jul 2026. Every expense ratio change in July 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
1%, if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil thereafter. Not applicable for Segregated Portfolio
31 holdings, as of 30 Sept 2026
| Triparty Repo | 13.88% | +10.7% | — |
| 7.44% National Bank For Agriculture and Rural Development CRISIL AAA | 6.78% | +0.0% | — |
| Indian Railway Finance Corporation Limited CRISIL AAA | 3.63% | +0.0% | — |
| 8.8% REC Limited CRISIL AAA | 3.50% | +0.0% | — |
| 10.5% Triumph Composites Limited FITCH AA- | 3.50% | +0.0% | — |
| 9.25% Truhome Finance Limited CRISIL AA | 3.45% | +0.0% | — |
| 10.4% Muthoot Fincorp Ltd CRISIL AA | 3.43% | +0.0% | — |
| 8.29% Godrej Industries Limited CRISIL AA+ | 3.43% | +0.0% | — |
| 7.3% State Government Securities SOVEREIGN | 3.41% | 0.0% | — |
| 7.27% State Government Securities SOVEREIGN | 3.41% | -0.0% | — |
| 8.2% Adani Power Limited CRISIL AA | 3.40% | +0.0% | — |
| 8.55% Aditya Birla Real Estate Limited CRISIL AA | 3.40% | 0.0% | — |
| 5% GMR Airports Limited CRISIL AA- | 3.40% | — | New |
| 8.45% Adani Airport Holdings Limited CRISIL AA- | 3.39% | +0.0% | — |
| 8.75% Vastu Finserve India Private Limited CARE AA | 3.39% | +0.1% | — |
| 7.08% State Government Securities SOVEREIGN | 3.38% | -0.0% | — |
| 7.24% State Government Securities SOVEREIGN | 3.37% | -0.0% | — |
| 7.61% Kotak Mahindra Investments Limited CRISIL AAA | 3.37% | +0.0% | — |
| 6.78% State Government Securities SOVEREIGN | 3.34% | -0.0% | — |
| 8.5% Godrej Finance Limited CRISIL AA+ | 3.27% | — | New |
| Siddhivinayak Securitisation Trust CRISIL AAA(SO) | 3.27% | -0.1% | — |
| 7.09% Government of India SOVEREIGN | 3.20% | -0.0% | — |
| 9.75% Delhi International Airport Limited ICRA AA | 2.79% | +0.0% | — |
| 9.45% Vedanta Limited CRISIL AA+ | 2.42% | +0.0% | — |
| 9.65% Arka Fincap Limited CRISIL AA | 2.06% | +0.0% | — |
| Net Current Assets | 1.52% | -0.4% | — |
| National Highways Infra Trust CARE AAA | 0.96% | 0.0% | — |
| National Highways Infra Trust CARE AAA | 0.88% | -0.0% | — |
| 9.15% Andhra Pradesh State Beverages Corporation Limited FITCH AA(CE) | 0.35% | +0.0% | — |
| Corporate Debt Market Development Fund Class A2 | 0.34% | 0.0% | — |
| Cash Margin - CCIL | 0.08% | +0.0% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 2 holdings and left 4; 1 holding gained weight and 1 lost weight.
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. There is no assurance that the investment objective of the Scheme will be achieved.
The largest funds with the same mandate
Nippon India Medium Term Fund Nippon India | +4.5% | +7.7% | +6.2% | 1.08% | ₹144 cr |
| +4.8% | +6.9% | +6.1% | 1.22% | ₹6,332 cr | |
ICICI Prudential Medium Term Fund ICICI Prudential | +5.2% | +7.5% | +6.6% | 1.36% | ₹5,270 cr |
| +4.9% | +7.0% | +6.0% | 1.30% | ₹3,520 cr | |
Aditya Birla Sun Life Medium Term Fund Aditya Birla Sun Life | +6.9% | +9.6% | +11.8% | 1.55% | ₹3,351 cr |
| +4.9% | +7.5% | +6.5% | 1.32% | ₹1,939 cr | |
Kotak Medium Term Fund Kotak Mahindra | +4.2% | +7.5% | +6.2% | 1.63% | ₹1,868 cr |
Bandhan Medium Term Fund Bandhan | +4.6% | +6.7% | +5.2% | 1.36% | ₹1,237 cr |
| +3.8% | +6.8% | — | 1.12% | ₹668 cr | |
| +2.9% | +6.4% | +5.7% | 0.71% | ₹247 cr | |
| +3.0% | +6.2% | +5.1% | 1.14% | ₹121 cr |
The NAV of the Regular Growth plan was ₹16.84 on 3 Nov 2026.
It returned +4.5% over the last year, +7.7% a year over three years, +6.2% a year over five years. Over three years its benchmark, CRISIL Medium Duration Debt A-III Index, returned +6.3% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.99 lakh, +6.8% a year; started 5 years ago, ₹6 lakh put in would be worth ₹7.15 lakh, +7.0% a year; started 10 years ago, ₹12 lakh put in would be worth ₹15.1 lakh, +4.5% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: 7.44% National Bank For Agriculture and Rural Development (6.8%), Indian Railway Finance Corporation Limited (3.6%), 8.8% REC Limited (3.5%), 10.5% Triumph Composites Limited (3.5%), 9.25% Truhome Finance Limited (3.5%). It held 31 investments in all.
Over the last three years its NAV fell as much as -0.8% from a high before recovering; over the last year, -0.8%.
1.08% a year, against a typical 1.32% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹144 cr as of 2 Nov 2026.
Sushil Budhia (since 1 Feb 2020).
1%, if redeemed or switched out on or before completion of 12 months from the date of allotment of units.Nil thereafter. Not applicable for Segregated Portfolio
₹5,000 to start, ₹100 a month by SIP.
Its riskometer level is Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 1.5%.
CRISIL Medium Duration Debt A-III Index.
On 26 Jun 2014.