Mostly bonds, some shares
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against CRISIL Hybrid 85+15 - Conservative Index
This fund's price history here starts on 3 Apr 2006, so its longest figures run from then.
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +0.5% | — | — | — |
| 3 months | -0.0% | — | — | — |
| 6 months | +2.5% | — | — | — |
| 1 year | +4.5% | +1.4% | +0.9% | 1 of 18 |
| 3 years, a year | +7.8% | +7.1% | +6.8% | 3 of 18 |
| 5 years, a year | +7.2% | +6.1% | +6.3% | 4 of 17 |
| Since 3 Apr 2006, a year | +8.0% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
61 monthly instalments from 3 Nov 2021, valued at the NAV of 3 Nov 2026. A yearly return of 7.3%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹59.47 (4 Nov 2025) to ₹62.35 (14 Aug 2026). Now 0.3% below the high.
Its yearly expense ratio, and how much money it manages
Of the 1.80%, 1.53% is the fund house's fee and 0.27% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.54% to 1.53% on 5 Jun 2026. Every expense ratio change in June 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units. Not applicable for Segregated Portfolio
87 holdings, as of 30 Sept 2026
| Triparty Repo | 12.51% | +8.4% | — |
| 7.03% State Government Securities SOVEREIGN | 5.07% | 0.0% | — |
| 10.5% Triumph Composites Limited FITCH AA- | 4.06% | +0.0% | — |
| 8.45% Adani Airport Holdings Limited CRISIL AA- | 4.05% | +0.0% | — |
| 9.75% Delhi International Airport Limited ICRA AA | 3.75% | +0.0% | — |
| 5% GMR Airports Limited CRISIL AA- | 3.48% | +0.0% | — |
| Samriddhi Trust FITCH A+(SO) | 3.45% | — | New |
| 10.96% Gaursons India Private Limited ICRA A- | 3.37% | +0.0% | — |
| Auxilo Finserve Private Limited CRISIL A+ | 3.08% | +0.0% | — |
| 10.4% Muthoot Fincorp Ltd CRISIL AA | 3.07% | +0.0% | — |
| 10.2% Navi Finserv Limited FITCH A | 3.07% | +0.0% | — |
| JSW Kalinga Steel Limited CRISIL AA | 2.66% | +0.0% | — |
| 9.5% Vedanta Aluminium Metal Limited ICRA AA+ | 2.58% | +0.0% | — |
| 8.28% Suryapet Khammam Road Ltd CARE AAA | 2.57% | +0.0% | — |
| 9.95% Hiranandani Financial Services Private Limited CARE A+ | 2.56% | +0.0% | — |
| 8% Adani Power Limited CRISIL AA | 2.55% | +0.0% | — |
| 7.61% Small Industries Dev Bank of India CRISIL AAA | 2.54% | 0.0% | — |
| 7.17% Mindspace Business Parks REIT ICRA AAA | 2.52% | +0.0% | — |
| 6.57% State Government Securities SOVEREIGN | 2.48% | -0.0% | — |
| 8.28% Mancherial Repallewada Road Private Limited CARE AAA | 2.21% | -0.2% | — |
| 10.81% Bamboo Hotel And Global Centre (Delhi) Private limited ICRA A+(CE) | 1.75% | +0.0% | — |
| 7.7% Adani Transmission Step-Two Limited CRISIL AA+ | 1.53% | +0.0% | — |
| Brookfield India Real Estate Trust Realty | 1.52% | -0.0% | — |
| 8.95% Vastu Finserve India Private Limited CARE AA | 1.52% | +0.0% | — |
| Mindspace Business Parks REIT Realty | 1.45% | +0.0% | — |
| Cube Highways Trust-InvIT Fund Transport Infrastructure | 1.27% | -0.0% | — |
| Nexus Select Trust - REIT Realty | 1.20% | +0.0% | — |
| Knowledge Realty Trust Realty | 1.16% | +0.0% | — |
| 8.9% Veritas Finance Private Limited CARE AA- | 1.02% | +0.0% | — |
| 6.54% Government of India SOVEREIGN | 1.00% | -0.0% | — |
| HDFC Bank Limited Banks | 0.85% | 0.0% | — |
| Net Current Assets | 0.76% | -0.2% | — |
| Reliance Industries Limited Petroleum Products | 0.76% | -0.1% | — |
| ICICI Bank Limited Banks | 0.75% | -0.1% | — |
| Raajmarg Infra Investment Trust Transport Infrastructure | 0.68% | 0.0% | — |
| AU Small Finance Bank Limited Banks | 0.67% | -0.1% | — |
| 9.4% Indostar Home Finance Private Limited CRISIL AA- | 0.61% | 0.0% | — |
| 5% GMR Airports Limited CRISIL AA- | 0.51% | — | New |
| 7.15% State Government Securities SOVEREIGN | 0.50% | -0.0% | — |
| State Bank of India Banks | 0.41% | -0.0% | — |
| 9.45% Vedanta Limited CRISIL AA+ | 0.41% | 0.0% | — |
| Larsen & Toubro Limited Construction | 0.39% | -0.0% | — |
| Infosys Limited IT - Software | 0.34% | -0.1% | — |
| Mahindra & Mahindra Limited Automobiles | 0.32% | -0.0% | — |
| Axis Bank Limited Banks | 0.32% | -0.0% | — |
| Maruti Suzuki India Limited Automobiles | 0.30% | -0.0% | — |
| Bajaj Finance Limited Finance | 0.29% | -0.0% | — |
| Bharti Airtel Limited Telecom - Services | 0.29% | -0.2% | — |
| Corporate Debt Market Development Fund Class A2 | 0.29% | 0.0% | — |
| ITC Limited Diversified FMCG | 0.28% | +0.0% | — |
| Kotak Mahindra Bank Limited Banks | 0.26% | 0.0% | — |
| SBI Life Insurance Company Limited Insurance | 0.26% | +0.2% | — |
| Tata Consultancy Services Limited IT - Software | 0.25% | -0.0% | — |
| Coal India Limited Consumable Fuels | 0.25% | +0.2% | — |
| 9% Aptus Finance India Private Limited CARE AA | 0.23% | -0.0% | — |
| Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology | 0.22% | -0.0% | — |
| Titan Company Limited Consumer Durables | 0.21% | -0.0% | — |
| 9.25% Muthoot Mcred Limited ICRA A | 0.21% | 0.0% | — |
| Bajaj Auto Limited Automobiles | 0.21% | -0.0% | — |
| Hindustan Unilever Limited Diversified FMCG | 0.19% | -0.0% | — |
| JSW Energy Limited Power | 0.18% | -0.0% | — |
| Tata Steel Limited Ferrous Metals | 0.17% | 0.0% | — |
| IndusInd Bank Limited Banks | 0.17% | -0.0% | — |
| NTPC Limited Power | 0.17% | 0.0% | — |
| Hindalco Industries Limited Non - Ferrous Metals | 0.15% | -0.0% | — |
| HCL Technologies Limited IT - Software | 0.15% | 0.0% | — |
| UltraTech Cement Limited Cement & Cement Products | 0.14% | -0.0% | — |
| JSW Steel Limited Ferrous Metals | 0.14% | 0.0% | — |
| Grasim Industries Limited Cement & Cement Products | 0.13% | -0.0% | — |
| Divi's Laboratories Limited Pharmaceuticals & Biotechnology | 0.13% | 0.0% | — |
| Power Grid Corporation of India Limited Power | 0.13% | 0.0% | — |
| Asian Paints Limited Consumer Durables | 0.12% | -0.0% | — |
| Bajaj Finserv Limited Finance | 0.12% | -0.0% | — |
| Eicher Motors Limited Automobiles | 0.11% | -0.0% | — |
| 8.73% Eris Lifesciences Limited FITCH AA | 0.10% | 0.0% | — |
| Nestle India Limited Food Products | 0.10% | -0.0% | — |
| Oil & Natural Gas Corporation Limited Oil | 0.10% | 0.0% | — |
| Apollo Hospitals Enterprise Limited Healthcare Services | 0.09% | -0.0% | — |
| Dr. Reddy's Laboratories Limited Pharmaceuticals & Biotechnology | 0.08% | 0.0% | — |
| Cipla Limited Pharmaceuticals & Biotechnology | 0.08% | 0.0% | — |
| Cash Margin - CCIL | 0.07% | +0.0% | — |
| Tata Consumer Products Limited Agricultural Food & other Products | 0.07% | 0.0% | — |
| Britannia Industries Limited Food Products | 0.06% | -0.0% | — |
| Tata Motors Passenger Vehicles Limited Automobiles | 0.06% | 0.0% | — |
| HDFC Life Insurance Company Limited Insurance | 0.05% | -0.0% | — |
| Wipro Limited IT - Software | 0.05% | -0.0% | — |
| ITC Hotels Limited Leisure Services | 0.01% | 0.0% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
Share of the fund in large, mid and small companies, as AMFI classifies them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 2 holdings and left 8; 2 holdings gained weight and 6 lost weight.
The weight of today's ten largest holdings in each of the last 6 portfolios.
| Holding | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| 7.03% State Government Securities | 5.2% | 5.2% | 5.2% | 5.1% | 5.1% | 5.1% |
| 10.5% Triumph Composites Limited | — | — | — | 4.1% | 4.0% | 4.1% |
| 8.45% Adani Airport Holdings Limited | 2.6% | 2.6% | 2.6% | 2.6% | 4.0% | 4.0% |
| 9.75% Delhi International Airport Limited | 3.8% | 3.8% | 3.8% | 3.8% | 3.7% | 3.8% |
| 5% GMR Airports Limited | 3.5% | 3.5% | 3.5% | 3.5% | 3.4% | 3.5% |
| Samriddhi Trust | — | — | — | — | — | 3.5% |
| 10.96% Gaursons India Private Limited | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% |
| Auxilo Finserve Private Limited | 3.1% | 3.1% | 3.1% | 3.1% | 3.0% | 3.1% |
| 10.2% Navi Finserv Limited | 3.1% | 3.1% | 3.1% | 3.0% | 3.0% | 3.1% |
| 10.4% Muthoot Fincorp Ltd | 3.1% | 3.1% | 3.1% | 3.1% | 3.0% | 3.1% |
Equity, debt and cash, and today's 5 largest sectors, in each of the last 6 portfolios.
| Share of the fund | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Equity | 14.7% | 14.4% | 14.4% | 14.6% | 14.4% | 13.7% |
| Debt | 72.5% | 75.3% | 72.8% | 74.9% | 72.9% | 65.4% |
| Cash and other | 12.8% | 10.2% | 12.9% | 10.5% | 12.6% | 20.9% |
| Largest sectors | ||||||
| Banks | 3.9% | 3.7% | 3.7% | 3.6% | 3.6% | 3.4% |
| Automobiles | 1.1% | 1.1% | 1.2% | 1.3% | 1.3% | 1.0% |
| IT - Software | 0.9% | 0.9% | 0.8% | 0.9% | 0.9% | 0.8% |
| Petroleum Products | 0.9% | 0.9% | 0.8% | 0.8% | 0.8% | 0.8% |
| Pharmaceuticals & Biotechnology | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% | 0.5% |
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
The primary investment objective of the scheme is to generate regular income in order to make regular dividend payments to unitholders and the secondary objective is growth of capital.
The largest funds with the same mandate
Nippon India Conservative Hybrid Fund Nippon India | +4.5% | +7.8% | +7.2% | 1.80% | ₹977 cr |
| +2.1% | +7.6% | +7.4% | 1.49% | ₹9,980 cr | |
| +1.9% | +8.5% | +8.6% | 0.67% | ₹3,403 cr | |
ICICI Prudential Conservative Hybrid Fund ICICI Prudential | +1.3% | +7.9% | +7.2% | 1.73% | ₹3,237 cr |
| +0.0% | +6.7% | +6.9% | 1.70% | ₹3,086 cr | |
Kotak Conservative Hybrid Fund Kotak Mahindra | +0.0% | +7.1% | +6.6% | 1.77% | ₹2,585 cr |
| -0.7% | +6.9% | +6.1% | 1.86% | ₹1,585 cr | |
Aditya Birla Sun Life Conservative Hybrid Fund Aditya Birla Sun Life | +1.6% | +7.6% | +6.8% | 1.80% | ₹1,452 cr |
Baroda BNP Paribas Conservative Hybrid Fund Baroda BNP Paribas | +1.5% | +6.6% | — | 2.07% | ₹939 cr |
Canara Robeco Conservative Hybrid Fund Canara Robeco | +0.6% | +6.4% | +5.6% | 1.89% | ₹801 cr |
| -0.4% | +5.5% | +4.5% | 2.15% | ₹213 cr |
The NAV of the Regular Growth plan was ₹62.16 on 3 Nov 2026.
It returned +4.5% over the last year, +7.8% a year over three years, +7.2% a year over five years. Over three years its benchmark, CRISIL Hybrid 85+15 - Conservative Index, returned +7.1% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.98 lakh, +6.6% a year; started 5 years ago, ₹6 lakh put in would be worth ₹7.22 lakh, +7.4% a year; started 10 years ago, ₹12 lakh put in would be worth ₹16.39 lakh, +6.1% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: 7.03% State Government Securities (5.1%), 10.5% Triumph Composites Limited (4.1%), 8.45% Adani Airport Holdings Limited (4.0%), 9.75% Delhi International Airport Limited (3.8%), 5% GMR Airports Limited (3.5%). It held 87 investments in all.
Over the last three years its NAV fell as much as -1.8% from a high before recovering; over the last year, -1.8%.
1.80% a year, against a typical 1.83% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹977 cr as of 2 Nov 2026.
Sushil Budhia (since 1 Feb 2020), Dhrumil Shah (since 1 Sept 2021).
10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load. Redemption of units would be done on First in First out Basis (FIFO): 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units. Not applicable for Segregated Portfolio
₹5,000 to start, ₹100 a month by SIP.
Its riskometer level is High, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 2.3%.
CRISIL Hybrid 85+15 - Conservative Index.
On 29 Dec 2003.