Shares, low-risk trades and bonds
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against Nifty Equity Savings TRI
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +1.0% | — | — | — |
| 3 months | -2.0% | — | — | — |
| 6 months | -0.1% | — | — | — |
| 1 year | +0.3% | +1.1% | +2.0% | 21 of 24 |
| 3 years, a year | +5.7% | +7.8% | +7.6% | 21 of 21 |
| 5 years, a year | +5.5% | +6.8% | +6.6% | 16 of 18 |
| Since launch, a year | +4.3% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
61 monthly instalments from 3 Nov 2021, valued at the NAV of 3 Nov 2026. A yearly return of 5.1%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹15.92 (30 Mar 2026) to ₹16.64 (3 Aug 2026). Now 2.3% below the high.
Its yearly expense ratio, and how much money it manages
Of the 1.99%, 1.28% is the fund house's fee and 0.71% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.32% to 1.28% on 29 Oct 2026. Every expense ratio change in October 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
10% of the units allotted shall be redeemed without any exit load, on or before completion of 15 days from the date of allotment of units. Any redemption in excess of such limit within 15 days from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO): • 1% if redeemed or switched out on or before completion of 15 days from the date of allotment of units. • Nil, thereafter. Not applicable for Segregated Portfolio
70 holdings, as of 30 Sept 2026
| ICICI Bank Limited Banks | 8.29% | -0.8% | — |
| HDFC Bank Limited Banks | 7.32% | +0.3% | — |
| Mahindra & Mahindra Limited Automobiles | 5.99% | -2.6% | — |
| Reliance Industries Limited Petroleum Products | 5.25% | +0.5% | — |
| Kotak Mahindra Bank Limited Banks | 5.14% | +0.1% | — |
| Bharti Airtel Limited Telecom - Services | 4.77% | +0.0% | — |
| 7.32% Government of India SOVEREIGN | 3.41% | -1.3% | — |
| Ashok Leyland Limited Agricultural, Commercial & Construction Vehicles | 3.37% | -0.3% | — |
| Brookfield India Real Estate Trust Realty | 3.28% | — | New |
| Axis Bank Limited Banks | 3.16% | -0.1% | — |
| Mindspace Business Parks REIT Realty | 3.14% | — | New |
| 7.26% Government of India SOVEREIGN | 2.71% | +0.0% | — |
| Nexus Select Trust - REIT Realty | 2.70% | — | New |
| Knowledge Realty Trust Realty | 2.10% | +0.1% | — |
| 7.1% Government of India SOVEREIGN | 2.04% | +0.1% | — |
| ITC Limited Diversified FMCG | 1.87% | +0.1% | — |
| NTPC Limited Power | 1.56% | +0.0% | — |
| Tata Steel Limited Ferrous Metals | 1.50% | +0.1% | — |
| Sun Pharmaceutical Industries Limited Pharmaceuticals & Biotechnology | 1.44% | -0.1% | — |
| Triparty Repo | 1.43% | +0.5% | — |
| State Bank of India Banks | 1.37% | -0.1% | — |
| 7.26% Government of India SOVEREIGN | 1.36% | +0.0% | — |
| 7.17% Government of India SOVEREIGN | 1.36% | +0.0% | — |
| 8.4% Godrej Housing Finance Limited CRISIL AA+ | 1.35% | +0.1% | — |
| IndiGrid Infrastructure Trust Power | 1.31% | — | New |
| 6.7% REC Limited ICRA AAA | 1.30% | +0.0% | — |
| Infosys Limited IT - Software | 1.27% | -0.1% | — |
| Larsen & Toubro Limited Construction | 1.16% | -0.1% | — |
| Cummins India Limited Industrial Products | 0.90% | -0.0% | — |
| Eternal Limited Retailing | 0.82% | +0.0% | — |
| Coal India Limited Consumable Fuels | 0.78% | +0.6% | — |
| Max Financial Services Limited Insurance | 0.74% | +0.3% | — |
| Maruti Suzuki India Limited Automobiles | 0.73% | -0.1% | — |
| 9.45% Vedanta Limited CRISIL AA+ | 0.68% | +0.0% | — |
| 8.45% Indian Railway Finance Corporation Limited CRISIL AAA | 0.68% | +0.0% | — |
| 7.55% REC Limited CRISIL AAA | 0.67% | +0.0% | — |
| 7.83% Small Industries Dev Bank of India CRISIL AAA | 0.67% | +0.0% | — |
| 9.03% Muthoot Finance Limited CRISIL AA+ | 0.67% | +0.0% | — |
| 7.05% State Government Securities SOVEREIGN | 0.66% | +0.0% | — |
| 8.75% Vastu Finserve India Private Limited CARE AA | 0.66% | +0.0% | — |
| Vedanta Aluminium Metal Limited Non - Ferrous Metals | 0.64% | -0.0% | — |
| Pidilite Industries Limited Chemicals & Petrochemicals | 0.64% | — | New |
| Power Finance Corporation Limited Finance | 0.61% | 0.0% | — |
| Jindal Steel Limited Ferrous Metals | 0.60% | -0.0% | — |
| SBI Life Insurance Company Limited Insurance | 0.57% | — | New |
| Grasim Industries Limited Cement & Cement Products | 0.57% | -2.9% | — |
| AU Small Finance Bank Limited Banks | 0.54% | -0.0% | — |
| Bajaj Finance Limited Finance | 0.52% | +0.3% | — |
| JSW Energy Limited Power | 0.47% | 0.0% | — |
| ITC Hotels Limited Leisure Services | 0.43% | +0.0% | — |
| HDFC Life Insurance Company Limited Insurance | 0.42% | 0.0% | — |
| Tata Consultancy Services Limited IT - Software | 0.41% | -0.1% | — |
| Vedanta Limited Diversified Metals | 0.40% | -0.0% | — |
| Net Current Assets | 0.38% | -0.1% | — |
| HCL Technologies Limited IT - Software | 0.33% | -0.0% | — |
| Hindustan Unilever Limited Diversified FMCG | 0.33% | 0.0% | — |
| Tech Mahindra Limited IT - Software | 0.33% | -0.0% | — |
| Asian Paints Limited Consumer Durables | 0.32% | -0.0% | — |
| Titan Company Limited Consumer Durables | 0.31% | -0.0% | — |
| Bharat Electronics Limited Aerospace & Defense | 0.31% | -0.3% | — |
| Cash Margin - Derivatives | 0.24% | -0.5% | — |
| IndusInd Bank Limited Banks | 0.24% | -0.0% | — |
| JSW Steel Limited Ferrous Metals | 0.23% | 0.0% | — |
| Oil & Natural Gas Corporation Limited Oil | 0.18% | 0.0% | — |
| Persistent Systems Limited IT - Software | 0.13% | 0.0% | — |
| Trent Limited Retailing | 0.09% | -0.3% | — |
| Ambuja Cements Limited Cement & Cement Products | 0.07% | 0.0% | — |
| Varun Beverages Limited Beverages | 0.06% | +0.0% | — |
| Cash Margin - CCIL | 0.01% | 0.0% | — |
| Bank of Baroda Banks | 0.01% | 0.0% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
Share of the fund in large, mid and small companies, as AMFI classifies them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 6 holdings and left 8; 11 holdings gained weight and 14 lost weight.
The weight of today's ten largest holdings in each of the last 6 portfolios.
| Holding | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| ICICI Bank Limited | 8.4% | 8.5% | 9.4% | 9.0% | 9.1% | 8.3% |
| HDFC Bank Limited | 6.7% | 6.6% | 7.1% | 7.2% | 7.1% | 7.3% |
| Mahindra & Mahindra Limited | 5.2% | 7.6% | 7.5% | 8.6% | 8.6% | 6.0% |
| Reliance Industries Limited | 5.2% | 4.8% | 4.8% | 5.0% | 4.8% | 5.3% |
| Kotak Mahindra Bank Limited | 4.1% | 4.2% | 4.3% | 4.5% | 5.0% | 5.1% |
| Bharti Airtel Limited | 5.6% | 5.5% | 4.5% | 5.0% | 4.8% | 4.8% |
| 7.32% Government of India | 4.2% | 4.3% | 4.3% | 4.5% | 4.7% | 3.4% |
| Ashok Leyland Limited | — | — | — | — | 3.7% | 3.4% |
| Brookfield India Real Estate Trust | — | — | — | — | — | 3.3% |
| Axis Bank Limited | 2.9% | 2.9% | 3.1% | 3.0% | 3.2% | 3.2% |
Equity, debt and cash, and today's 5 largest sectors, in each of the last 6 portfolios.
| Share of the fund | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Equity | 70.0% | 72.3% | 71.7% | 73.5% | 73.5% | 67.2% |
| Debt | 24.4% | 24.6% | 23.9% | 22.9% | 22.3% | 18.2% |
| Cash and other | 5.6% | 3.1% | 4.4% | 3.6% | 4.2% | 14.6% |
| Largest sectors | ||||||
| Banks | 25.1% | 25.0% | 26.9% | 25.8% | 26.7% | 26.1% |
| Automobiles | 7.2% | 9.6% | 9.3% | 10.4% | 9.8% | 6.7% |
| Petroleum Products | 5.2% | 4.8% | 4.8% | 5.0% | 4.8% | 5.3% |
| Telecom - Services | 5.6% | 5.5% | 4.5% | 5.0% | 4.8% | 4.8% |
| Agricultural, Commercial & Construction Vehicles | 0.8% | 0.8% | 0.3% | 0.1% | 3.9% | 3.4% |
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
The primary investment objective of this fund is to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
The largest funds with the same mandate
Nippon India Equity Savings Fund Nippon India | +0.3% | +5.7% | +5.5% | 1.99% | ₹735 cr |
ICICI Prudential Equity Savings Fund ICICI Prudential | +2.4% | +6.6% | +7.0% | 1.59% | ₹14,301 cr |
Kotak Equity Savings Fund Kotak Mahindra | +0.7% | +8.4% | +8.1% | 2.14% | ₹10,195 cr |
| +0.8% | +7.6% | +7.0% | 2.20% | ₹5,487 cr | |
| +1.6% | +7.6% | +7.4% | 2.00% | ₹5,358 cr | |
| +0.4% | +7.5% | +6.7% | 1.96% | ₹2,996 cr | |
Mirae Asset Equity Savings Fund Mirae Asset | +2.6% | +9.2% | +7.7% | 1.72% | ₹1,986 cr |
Edelweiss Equity Savings Fund Edelweiss | +5.2% | +10.1% | +8.3% | 2.10% | ₹1,768 cr |
| +6.0% | +11.8% | — | 2.37% | ₹1,620 cr | |
Aditya Birla Sun Life Equity Savings Fund Aditya Birla Sun Life | +3.4% | +7.4% | +5.7% | 1.67% | ₹1,136 cr |
Sundaram Equity Savings Fund Sundaram | -1.9% | +7.3% | — | 2.83% | ₹914 cr |
The NAV of the Regular Growth plan was ₹16.26 on 3 Nov 2026.
It returned +0.3% over the last year, +5.7% a year over three years, +5.5% a year over five years. Over three years its benchmark, Nifty Equity Savings TRI, returned +7.8% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.76 lakh, +2.9% a year; started 5 years ago, ₹6 lakh put in would be worth ₹6.83 lakh, +5.1% a year; started 10 years ago, ₹12 lakh put in would be worth ₹15.23 lakh, +4.7% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: ICICI Bank Limited (8.3%), HDFC Bank Limited (7.3%), Mahindra & Mahindra Limited (6.0%), Reliance Industries Limited (5.3%), Kotak Mahindra Bank Limited (5.1%). It held 70 investments in all.
Over the last three years its NAV fell as much as -3.7% from a high before recovering; over the last year, -3.7%.
1.99% a year, against a typical 2.16% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹735 cr as of 2 Nov 2026.
10% of the units allotted shall be redeemed without any exit load, on or before completion of 15 days from the date of allotment of units. Any redemption in excess of such limit within 15 days from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO): • 1% if redeemed or switched out on or before completion of 15 days from the date of allotment of units. • Nil, thereafter. Not applicable for Segregated Portfolio
₹5,000 to start, ₹100 a month by SIP.
Its riskometer level is Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 4.3%.
Nifty Equity Savings TRI.
On 30 May 2015.