Lending for one to three years
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against CRISIL Short Duration Debt A-II Index
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +0.1% | — | — | — |
| 3 months | +0.5% | — | — | — |
| 6 months | +2.5% | — | — | — |
| 1 year | +4.0% | +4.4% | +3.9% | 8 of 22 |
| 3 years, a year | +6.6% | +6.9% | +6.5% | 9 of 22 |
| 5 years, a year | +5.8% | +6.1% | +6.0% | 9 of 19 |
| Since launch, a year | +7.2% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
61 monthly instalments from 2 Nov 2021, valued at the NAV of 3 Nov 2026. A yearly return of 6.2%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹29.91 (4 Nov 2025) to ₹31.10 (9 Sept 2026). Now 0.0% below the high.
Its yearly expense ratio, and how much money it manages
Of the 1.05%, 0.88% is the fund house's fee and 0.17% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.02% to 0.88% on 1 Apr 2026. Every expense ratio change in April 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
NIL
53 holdings, as of 30 Sept 2026
| Clearing Corporation of India Ltd | 7.09% |
| 7.42% Small Industries Dev Bank of India (12/03/2029) CRISIL AAA | 4.72% |
| 7.01% National Bank For Agriculture and Rural Development (16/03/2029) CRISIL AAA | 4.68% |
| 8.5% Nirma Limited (07/04/2027) CRISIL AA | 3.58% |
| 8.35% Tata Projects Limited (22/07/2027) FITCH AA | 3.57% |
| 8% Adani Power Limited (27/01/2028) CRISIL AA | 3.56% |
| 7.70% Nuvoco Vistas Corporation Limited (18/09/2028) CRISIL AA | 3.54% |
| 7.46% REC Limited (30/06/2028) CRISIL AAA | 3.33% |
| 8.2% Tata Capital Housing Finance Limited (25/09/2029) CRISIL AAA | 3.10% |
| 7.64% Hindustan Petroleum Corporation Limited (04/11/2027) CRISIL AAA | 2.87% |
| 8.7% Shriram Finance Limited (09/04/2028) CRISIL AAA | 2.40% |
| 9.40% Vedanta Aluminium Metal Limited (20/02/2027) ICRA AA+ | 2.39% |
| 8.60% Truhome Finance Limited (27/08/2027) FITCH AA | 2.39% |
| 7.725% Larsen & Toubro Limited (28/04/2028) CRISIL AAA | 2.39% |
| 7.74% LIC Housing Finance Limited (11/02/2028) CRISIL AAA | 2.38% |
| 8.75% 360 One Prime Limited (10/09/2027) ICRA AA | 2.38% |
| 7.34% UltraTech Cement Limited (03/03/2028) CRISIL AAA | 2.38% |
| 8.60% Manappuram Finance Limited (24/03/2028) CRISIL AA | 2.37% |
| Vajra Trust (20/01/2029) CRISIL AAA(SO) | 2.14% |
| 7.44% Power Finance Corporation Limited (15/01/2030) CRISIL AAA | 2.00% |
| 7.74% Hindustan Petroleum Corporation Limited (02/03/2028) CRISIL AAA | 1.91% |
| 7.22% UltraTech Cement Limited (02/02/2029) CRISIL AAA | 1.89% |
| 7.25% Indian Oil Corporation Limited (05/01/2030) CRISIL AAA | 1.89% |
| 6.01% Government of India (21/07/2030) Sovereign | 1.85% |
| 8.15% PNB Housing Finance Limited (29/07/2027) CARE AAA | 1.79% |
| 7.35% Export Import Bank of India (27/07/2028) CRISIL AAA | 1.66% |
| 8.37% Aadhar Housing Finance Limited (29/05/2028) ICRA AA+ | 1.66% |
| 6.75% Piramal Finance Limited (26/09/2031) ICRA AA+ | 1.24% |
| 8.38% State Government Securities (27/02/2029) Sovereign | 1.22% |
| 7.32% Government of India (13/11/2030) Sovereign | 1.21% |
| 9.31% Vedanta Limited (03/12/2027) CRISIL AA+ | 1.20% |
| 7.18% Government of India (14/08/2033) Sovereign | 1.20% |
| 7.90% Jamnagar Utilities & Power Private Limited (10/08/2028) CRISIL AAA | 1.19% |
| 7.53% National Bank For Agriculture and Rural Development (24/03/2028) ICRA AAA | 1.19% |
| 8.50% Nomura Capital India Pvt Limited (21/10/2026) FITCH AAA | 1.19% |
| 7.97% Mankind Pharma Limited (16/11/2027) CRISIL AA+ | 1.19% |
| 7% Mindspace Business Parks REIT (14/09/2027) CRISIL AAA | 1.18% |
| 7.45% Torrent Pharmaceuticals Limited (19/01/2028) ICRA AA+ | 1.18% |
| 7.21% Embassy Office Parks REIT (17/03/2028) CRISIL AAA | 1.18% |
| 7.97% Kotak Mahindra Prime Limited (24/08/2029) CRISIL AAA | 1.18% |
| 7.35% Bharti Telecom Limited (15/10/2027) CRISIL AAA | 1.18% |
| 7.53% Bajaj Housing Finance Limited (28/09/2029) CRISIL AAA | 1.17% |
| 7.07% Bajaj Finance Limited (21/09/2028) CRISIL AAA | 1.17% |
| 8.35% Indian Railway Finance Corporation Limited (13/03/2029) CRISIL AAA | 0.97% |
| 7.04% Government of India (03/06/2029) Sovereign | 0.96% |
| 7.56% Power Grid Corporation of India Limited (31/03/2033) CRISIL AAA | 0.81% |
| India Universal Trust (21/11/2027) CRISIL AAA(SO) | 0.60% |
| 7.11% State Government Securities (17/03/2031) Sovereign | 0.47% |
| 7.39% Small Industries Dev Bank of India (21/03/2030) CRISIL AAA | 0.47% |
| 6.79% Bharat Sanchar Nigam Limited (23/09/2030) CRISIL AAA(CE) | 0.46% |
| Corporate Debt Market Development Fund | 0.41% |
| 7.38% Government of India (20/06/2027) Sovereign | 0.24% |
| Net Receivables / (Payables) | -0.37% |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
From the fund house's monthly portfolio disclosure.
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
The primary objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments.
The largest funds with the same mandate
Baroda BNP Paribas Short Term Fund Baroda BNP Paribas | +4.0% | +6.6% | +5.8% | 1.05% | ₹465 cr |
ICICI Prudential Short Term Fund ICICI Prudential | +4.5% | +6.9% | +6.4% | 1.05% | ₹18,501 cr |
| +4.1% | +6.9% | +6.1% | 0.67% | ₹13,997 cr | |
Kotak Short Term Fund Kotak Mahindra | +3.7% | +6.4% | +5.6% | 1.12% | ₹13,956 cr |
| +3.7% | +6.6% | +5.8% | 0.88% | ₹12,984 cr | |
| +4.4% | +7.0% | +6.1% | 0.92% | ₹7,393 cr | |
Nippon India Short Term Fund Nippon India | +3.9% | +6.8% | +6.0% | 0.95% | ₹6,370 cr |
Aditya Birla Sun Life Short Term Fund Aditya Birla Sun Life | +4.0% | +6.8% | +6.1% | 0.96% | ₹5,276 cr |
| +4.0% | +6.7% | — | 0.70% | ₹3,827 cr | |
| +3.6% | +6.4% | +5.6% | 0.96% | ₹3,214 cr | |
| +3.5% | +6.1% | +5.4% | 1.11% | ₹2,873 cr |
The NAV of the Regular Growth plan was ₹31.10 on 3 Nov 2026.
It returned +4.0% over the last year, +6.6% a year over three years, +5.8% a year over five years. Over three years its benchmark, CRISIL Short Duration Debt A-II Index, returned +6.9% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.93 lakh, +5.8% a year; started 5 years ago, ₹6 lakh put in would be worth ₹7.01 lakh, +6.2% a year; started 10 years ago, ₹12 lakh put in would be worth ₹16.41 lakh, +6.1% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: 7.42% Small Industries Dev Bank of India (12/03/2029) (4.7%), 7.01% National Bank For Agriculture and Rural Development (16/03/2029) (4.7%), 8.5% Nirma Limited (07/04/2027) (3.6%), 8.35% Tata Projects Limited (22/07/2027) (3.6%), 8% Adani Power Limited (27/01/2028) (3.6%). It held 53 investments in all.
Over the last three years its NAV fell as much as -0.6% from a high before recovering; over the last year, -0.6%.
1.05% a year, against a typical 0.98% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹465 cr as of 2 Nov 2026.
Prashant Pimple (since 16 Sept 2026), Vikram Pamnani.
NIL
₹5,000 to start, ₹500 a month by SIP.
Its riskometer level is Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 1.1%.
CRISIL Short Duration Debt A-II Index.
On 30 Jun 2010.