Lending for three to six months
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against NIFTY Ultra Short Duration Debt Index A-I
This fund's price history here starts on 3 Jan 2022, so its longest figures run from then.
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +0.3% | — | — | — |
| 3 months | +1.2% | — | — | — |
| 6 months | +2.7% | — | — | — |
| 1 year | +5.2% | +6.5% | +5.7% | 24 of 26 |
| 3 years, a year | +5.9% | +7.1% | +6.6% | 23 of 24 |
| 5 years, a year | — | +6.6% | +6.1% | — |
| Since 3 Jan 2022, a year | +5.5% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
59 monthly instalments from 3 Jan 2022, valued at the NAV of 3 Nov 2026. A yearly return of 5.7%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹2,734.22 (4 Nov 2025) to ₹2,874.72 (3 Nov 2026). Now at its high.
Its yearly expense ratio, and how much money it manages
Of the 1.45%, 1.25% is the fund house's fee and 0.20% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.26% to 1.25% on 31 Jul 2026. Every expense ratio change in July 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
58 holdings, as of 30 Sept 2026
| Punjab National Bank - 05/02/2027 CRISIL A1+ | 5.33% | +0.7% | — |
| Axis Bank Ltd - 07/12/2026 CRISIL A1+ | 4.69% | +0.6% | — |
| Pilani Investment and Industries Corporation Ltd. - 11/03/2027 CRISIL A1+ | 4.59% | +0.6% | — |
| The Federal Bank Ltd - 10/12/2026 CRISIL A1+ | 3.51% | +0.5% | — |
| Small Industries Development Bank of India - 18/02/2027 CRISIL A1+ | 3.47% | +2.5% | — |
| Kotak Mahindra Bank Ltd - 18/12/2026 CRISIL A1+ | 3.28% | — | New |
| Punjab National Bank - 04/02/2027 CRISIL A1+ | 2.78% | +0.4% | — |
| 91 Days - T Bill - 05/11/2026 Sovereign | 2.36% | +0.3% | — |
| Small Industries Development Bank of India - 03/12/2026 CRISIL A1+ | 2.35% | +0.3% | — |
| Canara Bank - 18/12/2026 CRISIL A1+ | 2.34% | +0.3% | — |
| Export Import Bank of India - 29/01/2027 CRISIL A1+ | 2.32% | +0.3% | — |
| Canara Bank - 02/02/2027 CRISIL A1+ | 2.32% | +0.3% | — |
| Axis Bank Ltd - 12/02/2027 CRISIL A1+ | 2.31% | +0.3% | — |
| LIC Housing Finance Ltd - 23/02/2027 CRISIL A1+ | 2.31% | +0.3% | — |
| Kotak Mahindra Bank Ltd - 05/03/2027 CRISIL A1+ | 2.31% | +0.3% | — |
| National Bank for Agriculture & Rural Development - 02/03/2027 CRISIL A1+ | 2.30% | +0.3% | — |
| The Federal Bank Ltd - 04/03/2027 CRISIL A1+ | 2.30% | +0.3% | — |
| Bank of Baroda - 11/03/2027 IND A1+ | 2.30% | +0.3% | — |
| National Bank for Agriculture & Rural Development - 18/03/2027 CRISIL A1+ | 2.30% | -0.7% | — |
| IGH Holdings Private Limited - 08/03/2027 CRISIL A1+ | 2.30% | +0.3% | — |
| Indian Bank - 24/05/2027 CRISIL A1+ | 2.27% | +0.3% | — |
| National Bank for Agriculture & Rural Development - 7.8% - 15/03/2027 ICRA AAA | 1.90% | — | New |
| JM Financial Services Ltd - 11/12/2026 CRISIL A1+ | 1.87% | — | New |
| Indian Bank - 05/02/2027 CRISIL A1+ | 1.85% | +0.3% | — |
| IIFL Finance Ltd - 02/11/2026 CRISIL A1+ | 1.65% | +0.2% | — |
| Infina Finance Pvt Ltd - 01/03/2027 CRISIL A1+ | 1.61% | +0.2% | — |
| 360 One Prime Ltd - 8.95% - 04/06/2027 ICRA AA | 1.47% | +0.2% | — |
| Bank of Baroda - 08/03/2027 IND A1+ | 1.38% | +0.2% | — |
| Cholamandalam Investment and Finance Company Ltd - 8.58% - 13/05/2027 ICRA AA+ | 1.19% | — | New |
| REC LTD - 7.54% - 30/12/2026 CRISIL AAA | 1.19% | +0.1% | — |
| LIC Housing Finance Ltd - 7.9% - 23/06/2027 CRISIL AAA | 1.19% | +0.1% | — |
| Muthoot Finance Ltd - 8.6% - 02/03/2028 CRISIL AA+ | 1.18% | +0.1% | — |
| National Bank for Agriculture & Rural Development - 7.44% - 24/02/2028 CRISIL AAA | 1.18% | +0.1% | — |
| Axis Bank Ltd - 27/11/2026 CRISIL A1+ | 1.17% | +0.2% | — |
| Bank of Baroda - 05/02/2027 IND A1+ | 1.16% | +0.1% | — |
| Small Industries Development Bank of India - 05/02/2027 CRISIL A1+ | 1.16% | — | New |
| Union Bank of India - 10/02/2027 ICRA A1+ | 1.16% | — | New |
| HDFC Bank Ltd - 15/02/2027 CRISIL A1+ | 1.16% | +0.1% | — |
| Export Import Bank of India - 01/03/2027 CRISIL A1+ | 1.15% | +0.1% | — |
| National Bank for Agriculture & Rural Development - 10/03/2027 CRISIL A1+ | 1.15% | +0.1% | — |
| Union Bank of India - 15/03/2027 ICRA A1+ | 1.15% | +0.1% | — |
| ICICI Securities Ltd - 05/03/2027 CRISIL A1+ | 1.15% | +0.1% | — |
| ICICI Bank Ltd - 25/03/2027 ICRA A1+ | 1.15% | +0.1% | — |
| Indian Bank - 15/06/2027 CRISIL A1+ | 1.13% | +0.1% | — |
| Bharti Telecom Ltd - 7.35% - 15/10/2027 CRISIL AAA | 0.94% | +0.1% | — |
| Muthoot Finance Ltd - 20/01/2027 CRISIL A1+ | 0.93% | +0.1% | — |
| LIC Housing Finance Ltd - 11/02/2027 CRISIL A1+ | 0.93% | +0.1% | — |
| Punjab National Bank - 09/03/2027 CRISIL A1+ | 0.92% | +0.1% | — |
| Cholamandalam Investment and Finance Company Ltd - 8.4% - 18/09/2027 ICRA AA+ | 0.71% | — | New |
| REC LTD - 7.56% - 31/08/2027 ICRA AAA | 0.71% | +0.1% | — |
| Muthoot Finance Ltd - 8.65% - 31/01/2028 ICRA AA+ | 0.71% | +0.1% | — |
| IndusInd Bank Ltd - 14/12/2026 CRISIL A1+ | 0.70% | — | New |
| Punjab National Bank - 28/01/2027 CRISIL A1+ | 0.70% | +0.1% | — |
| Canara Bank - 26/02/2027 CRISIL A1+ | 0.69% | — | New |
| Cholamandalam Investment and Finance Company Ltd - 7.38% - 28/05/2027 ICRA AA+ | 0.61% | +0.1% | — |
| Cash and Other Net Current Assets | 0.41% | +4.3% | — |
| Corporate Debt Market Development Fund - Class A2 | 0.34% | +0.0% | — |
| TREPS | 0.31% | -3.6% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 9 holdings and left 15; 45 holdings gained weight and 1 lost weight.
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
The largest funds with the same mandate
Sundaram Ultra Short Term Fund Sundaram | +5.2% | +5.9% | — | 1.45% | ₹2,046 cr |
Aditya Birla Sun Life Ultra Short Term Fund Aditya Birla Sun Life | +6.1% | +7.2% | +6.6% | 0.58% | ₹15,246 cr |
Kotak Ultra Short Term Fund Kotak Mahindra | +5.8% | +6.6% | +6.1% | 0.82% | ₹15,125 cr |
| +5.8% | +6.8% | +6.3% | 0.71% | ₹14,944 cr | |
ICICI Prudential Ultra Short term Fund ICICI Prudential | +6.0% | +6.9% | +6.3% | 0.80% | ₹14,637 cr |
Nippon India Ultra Short Term Fund Nippon India | +6.0% | +6.7% | +6.2% | 1.02% | ₹11,840 cr |
| +6.1% | +6.9% | +6.3% | 0.58% | ₹11,364 cr | |
| +6.0% | +6.6% | +5.9% | 1.11% | ₹5,734 cr | |
| +5.7% | +6.5% | +5.9% | 1.24% | ₹5,273 cr | |
| +6.1% | +6.9% | +6.3% | 0.48% | ₹4,466 cr | |
| +5.7% | +6.5% | +5.9% | 1.01% | ₹3,751 cr |
The NAV of the Regular Growth plan was ₹2,874.72 on 3 Nov 2026.
It returned +5.2% over the last year, +5.9% a year over three years. Over three years its benchmark, NIFTY Ultra Short Duration Debt Index A-I, returned +7.1% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.92 lakh, +5.6% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: Punjab National Bank - 05/02/2027 (5.3%), Axis Bank Ltd - 07/12/2026 (4.7%), Pilani Investment and Industries Corporation Ltd. - 11/03/2027 (4.6%), The Federal Bank Ltd - 10/12/2026 (3.5%), Small Industries Development Bank of India - 18/02/2027 (3.5%). It held 58 investments in all.
Over the last three years its NAV fell as much as -0.1% from a high before recovering; over the last year, -0.1%.
1.45% a year, against a typical 0.82% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹2,046 cr as of 2 Nov 2026.
Its riskometer level is Low to Moderate, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 0.4%.
NIFTY Ultra Short Duration Debt Index A-I.
On 20 Dec 2007.