Moves between shares and bonds
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against NIFTY 50 Hybrid Composite Debt 50:50 TRI
This fund's price history here starts on 3 Jan 2022, so its longest figures run from then.
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +1.8% | — | — | — |
| 3 months | -3.5% | — | — | — |
| 6 months | -1.0% | — | — | — |
| 1 year | -4.6% | -3.7% | -1.5% | 32 of 36 |
| 3 years, a year | +6.7% | +7.0% | +8.2% | 23 of 30 |
| 5 years, a year | — | +6.1% | +7.3% | — |
| Since 3 Jan 2022, a year | +6.5% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
59 monthly instalments from 3 Jan 2022, valued at the NAV of 3 Nov 2026. A yearly return of 5.1%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹32.62 (31 Mar 2026) to ₹36.30 (28 Nov 2025). Now 5.3% below the high.
Its yearly expense ratio, and how much money it manages
Of the 2.54%, 1.80% is the fund house's fee and 0.74% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.81% to 1.80% on 2 Nov 2026.
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
Exit Load: W.E.F Dec 31, 2021 -Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Generally, the exit load will be calculated on First in First out (FIFO) basis.
89 holdings, as of 30 Sept 2026
| ICICI Bank Ltd Banks | 7.12% | -0.3% | — |
| Reliance Industries Ltd Petroleum Products | 5.12% | +0.5% | — |
| Eternal Ltd (Previously Zomato Ltd) Retailing | 4.20% | +0.2% | — |
| Bharti Airtel Ltd Telecom - Services | 3.86% | +0.2% | — |
| HDFC Bank Ltd Banks | 3.79% | +0.3% | — |
| 6.48% Central Government Securities 06/10/2035 Sovereign | 3.53% | +0.1% | — |
| Kotak Mahindra Bank Ltd Banks | 3.24% | +0.1% | — |
| TREPS | 3.15% | -0.2% | — |
| Larsen & Toubro Ltd Construction | 2.98% | -0.1% | — |
| 6.94% Central Government Securities 11/05/2036 Sovereign | 2.47% | +0.1% | — |
| Bajaj Finserv Ltd Finance | 2.20% | -0.1% | — |
| Embassy Office Parks REIT Realty | 1.98% | +0.1% | — |
| Cholamandalam Investment and Finance Company Ltd Finance | 1.95% | +0.4% | — |
| 7.32% Government Securities-13/11/2030 Sovereign | 1.91% | +0.1% | — |
| 7.38% Central Government Securities 20/06/2027 Sovereign | 1.90% | +0.1% | — |
| TVS Motor Company Ltd Automobiles | 1.86% | +0.4% | — |
| REC LTD - 7.58% - 31/05/2029 ICRA AAA | 1.56% | +0.1% | — |
| One 97 Communications Ltd Financial Technology (Fintech) | 1.55% | -0.7% | — |
| National Bank for Agriculture & Rural Development - 7.1% - 29/03/2029 CRISIL AAA | 1.54% | +0.1% | — |
| Hindalco Industries Ltd Non - Ferrous Metals | 1.47% | +0.1% | — |
| Oracle Financial Services Software Ltd It - Software | 1.38% | -0.2% | — |
| Mahindra & Mahindra Ltd Automobiles | 1.34% | -0.9% | — |
| Vedanta Aluminium Metal Ltd Non - Ferrous Metals | 1.29% | +0.1% | — |
| Coforge Ltd It - Software | 1.27% | -0.6% | — |
| 7.23% Central Government Securities 15/04/2039 Sovereign | 1.25% | +0.1% | — |
| Fractal Analytics Ltd It - Software | 1.16% | -0.1% | — |
| Amber Enterprises India Ltd Consumer Durables | 1.11% | -0.1% | — |
| Poonawalla Fincorp Ltd Finance | 1.09% | +0.1% | — |
| Granules India Ltd Pharmaceuticals & Biotechnology | 1.07% | +0.4% | — |
| Cummins India Ltd Industrial Products | 1.06% | -0.0% | — |
| Aster DM Healthcare Ltd Healthcare Services | 1.06% | 0.0% | — |
| MTAR Technologies Ltd Electrical Equipment | 1.05% | +0.1% | — |
| Coromandel International Ltd Fertilizers & Agrochemicals | 1.04% | 0.0% | — |
| Billionbrains Garage Ventures Ltd Capital Markets | 1.04% | +0.0% | — |
| SBI Life Insurance Company Ltd Insurance | 0.99% | — | New |
| Sun Pharmaceutical Industries Ltd Pharmaceuticals & Biotechnology | 0.97% | -0.0% | — |
| PB Fintech Ltd Financial Technology (Fintech) | 0.97% | -0.7% | — |
| Force Motors Ltd Automobiles | 0.95% | +0.2% | — |
| National Bank for Agriculture & Rural Development - 7.62% - 31/01/2028 ICRA AAA | 0.94% | +0.1% | — |
| National Bank for Agriculture & Rural Development - 6.66% - 12/10/2028 ICRA AAA | 0.92% | +0.1% | — |
| Multi Commodity Exchange of India Ltd Capital Markets | 0.92% | +0.0% | — |
| 7.34% Central Government Securities 22/04/2064 Sovereign | 0.89% | +0.0% | — |
| UNO Minda Ltd Auto Components | 0.89% | -0.0% | — |
| JSW Infrastructure Ltd Transport Infrastructure | 0.87% | +0.1% | — |
| Ultratech Cement Ltd Cement & Cement Products | 0.84% | +0.0% | — |
| Delhivery Ltd Transport Services | 0.84% | -0.0% | — |
| Horizon Industrial Parks Ltd Realty | 0.79% | +0.1% | — |
| Interglobe Aviation Ltd Transport Services | 0.78% | +0.1% | — |
| Mankind Pharma Ltd Pharmaceuticals & Biotechnology | 0.77% | +0.1% | — |
| Brookfield India Real Estate Trust REIT Realty | 0.76% | +0.0% | — |
| Home First Finance Company Ltd Finance | 0.75% | 0.0% | — |
| CCL Products (India) Ltd Agricultural Food & Other Products | 0.74% | 0.0% | — |
| CRISIL Ltd Finance | 0.73% | -0.0% | — |
| Bajaj Auto Ltd Automobiles | 0.69% | -0.0% | — |
| Bajaj Finance Ltd Finance | 0.68% | -0.0% | — |
| Gland Pharma Ltd Pharmaceuticals & Biotechnology | 0.64% | — | New |
| 7.17% Government Securities - 17/04/20230 Sovereign | 0.63% | +0.0% | — |
| Ashok Leyland Ltd Agricultural, Commercial & Construction Vehicles | 0.62% | +0.3% | — |
| Alkem Laboratories Ltd Pharmaceuticals & Biotechnology | 0.62% | +0.1% | — |
| Indian Railway Finance Corporation Ltd - 7.74% - 15/04/2038 ICRA AAA | 0.62% | +0.0% | — |
| PNB Housing Finance Ltd - 7.28% - 05/06/2028 IND AAA | 0.62% | +0.0% | — |
| Indegene Limited Healthcare Services | 0.61% | +0.0% | — |
| Mrs. Bectors Food Specialities Ltd Food Products | 0.59% | -0.0% | — |
| Prudent Corporate Advisory Services Ltd Capital Markets | 0.56% | -0.1% | — |
| Lupin Ltd Pharmaceuticals & Biotechnology | 0.56% | — | New |
| Clean Science & Technology Ltd Chemicals & Petrochemicals | 0.51% | +0.2% | — |
| Cochin Shipyard Ltd Industrial Manufacturing | 0.50% | +0.2% | — |
| TD Power Systems Ltd Electrical Equipment | 0.50% | +0.0% | — |
| Thermax Ltd Electrical Equipment | 0.44% | — | New |
| Elecon Engineering Company Ltd Electrical Equipment | 0.38% | +0.1% | — |
| NTPC LTD Power | 0.31% | +0.0% | — |
| State Bank of India Banks | 0.31% | -0.0% | — |
| Hindustan Aeronautics Ltd Aerospace & Defense | 0.25% | +0.0% | — |
| Dhoot Transmission Ltd Auto Components | 0.24% | — | New |
| Union Bank of India Banks | 0.20% | -0.0% | — |
| Union Bank of India OCT-2026 Stock Future | -0.20% | — | New |
| Hindustan Aeronautics Ltd OCT-2026 Stock Future | -0.25% | -0.2% | — |
| NTPC Ltd OCT-2026 Stock Future | -0.31% | — | New |
| State Bank Of India Ltd OCT-2026 Stock Future | -0.31% | -0.3% | — |
| Bajaj Finance Ltd OCT-2026 Stock Future | -0.68% | — | New |
| Bharti Airtel Ltd OCT-2026 Stock Future | -0.97% | -1.0% | — |
| Bajaj Finserv Ltd OCT-2026 Stock Future | -1.05% | +0.1% | — |
| HDFC Bank Ltd OCT-2026 Stock Future | -1.05% | — | New |
| Cash and Other Net Current Assets | -1.16% | -1.9% | — |
| Kotak Mahindra Bank Ltd OCT-2026 Stock Future | -1.37% | — | New |
| Reliance Industries Ltd OCT-2026 Stock Future | -1.88% | — | New |
| Eternal Ltd ( Previously named as Zomato Ltd ) OCT-2026 Stock Future | -1.91% | — | New |
| ICICI Bank Ltd OCT-2026 Stock Future | -2.74% | -2.7% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
Share of the fund in large, mid and small companies, as AMFI classifies them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 5 holdings and left 6; 32 holdings gained weight and 11 lost weight.
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
An open ended dynamic asset allocation fund, The investment objective of the Scheme is to provide accrual income and capital appreciation by investing in a mix of equity, debt, REITs/InvITs and equity derivatives that are managed dynamically.
The largest funds with the same mandate
| -4.6% | +6.7% | — | 2.54% | ₹1,592 cr | |
| -3.6% | +10.4% | +12.5% | 1.30% | ₹1.03 lakh cr | |
ICICI Prudential Balanced Advantage Fund ICICI Prudential | +1.9% | +10.5% | +9.5% | 1.56% | ₹72,512 cr |
| -2.4% | +8.8% | +8.7% | 1.67% | ₹40,410 cr | |
Kotak Balanced Advantage Fund Kotak Mahindra | -0.7% | +8.5% | +7.5% | 1.88% | ₹16,445 cr |
Edelweiss Balanced Advantage Fund Edelweiss | +1.3% | +9.7% | +7.9% | 1.92% | ₹13,019 cr |
Aditya Birla Sun Life Balanced Advantage Fund Aditya Birla Sun Life | +2.9% | +10.8% | +8.7% | 1.95% | ₹9,937 cr |
Nippon India Balanced Advantage Fund Nippon India | -1.0% | +9.1% | +7.9% | 1.99% | ₹9,509 cr |
| -3.4% | +6.6% | +6.7% | 1.86% | ₹7,854 cr | |
Baroda BNP Paribas Balanced Advantage Fund Baroda BNP Paribas | +0.2% | +10.7% | +9.1% | 2.04% | ₹5,194 cr |
| +0.1% | +7.4% | +5.1% | 1.57% | ₹4,914 cr |
The NAV of the Regular Growth plan was ₹34.37 on 3 Nov 2026.
It returned -4.6% over the last year, +6.7% a year over three years. Over three years its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 TRI, returned +7.0% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.68 lakh, +1.4% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: ICICI Bank Ltd (7.1%), Reliance Industries Ltd (5.1%), Eternal Ltd (Previously Zomato Ltd) (4.2%), Bharti Airtel Ltd (3.9%), HDFC Bank Ltd (3.8%). It held 89 investments in all.
Over the last three years its NAV fell as much as -10.1% from a high before recovering; over the last year, -10.1%.
2.54% a year, against a typical 2.34% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹1,592 cr as of 2 Nov 2026.
Bharath, Clyton Richard Fernandes, Kumaresh Ramakrishnan.
Exit Load: W.E.F Dec 31, 2021 -Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Generally, the exit load will be calculated on First in First out (FIFO) basis.
₹100 to start, ₹100 a month by SIP.
Its riskometer level is High, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 9.5%.
NIFTY 50 Hybrid Composite Debt 50:50 TRI.
On 1 Dec 2010.