One sector or theme, such as banks or tech
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against Nifty India Consumption TRI
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | +3.3% | — | — | — |
| 3 months | -4.8% | — | — | — |
| 6 months | +2.5% | — | — | — |
| 1 year | -9.1% | -7.2% | -0.4% | 210 of 231 |
| 3 years, a year | +7.1% | +11.7% | +12.8% | 124 of 142 |
| 5 years, a year | +9.0% | +11.1% | +10.7% | 62 of 102 |
| Since launch, a year | +11.5% | — | — | — |
Every one-year and three-year stretch in its history (): how many ended up, the worst, the typical and the best.
What an investment in this fund would be worth today
₹10,000 on the first price of each month, valued at the NAV of 3 Nov 2026. Past returns do not tell you future returns.
61 monthly instalments from 3 Nov 2021, valued at the NAV of 3 Nov 2026. A yearly return of 7.4%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
Below 1, it moved less than its benchmark; above 1, more.
Return beyond what its benchmark's moves would explain.
Share of the benchmark's rising months it kept.
Share of the benchmark's falling months it took. Lower is better.
52-week range: ₹80.85 (23 Mar 2026) to ₹100.99 (4 Nov 2025). Now 9.0% below the high.
Its yearly expense ratio, and how much money it manages
Of the 2.53%, 1.83% is the fund house's fee and 0.70% is trading costs and taxes, which move from month to month with the fund's buying and selling.
The fund house cut its fee from 1.84% to 1.83% on 29 Oct 2026. Every expense ratio change in October 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch / STP within 30 days from the date of allotment; NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment; Further, exit load will be waived on Intra-scheme Switch-outs/STP; Generally, the exit load will be calculated on First in First out (FIFO) basis.
38 holdings, as of 30 Sept 2026
| Eternal Ltd (Previously Zomato Ltd) Retailing | 9.11% | -0.1% | — |
| Bharti Airtel Ltd Telecom - Services | 8.29% | +0.3% | — |
| ITC Ltd Diversified Fmcg | 8.06% | +5.4% | — |
| Mahindra & Mahindra Ltd Automobiles | 7.06% | -0.2% | — |
| TVS Motor Company Ltd Automobiles | 4.61% | +0.1% | — |
| Varun Beverages Ltd Beverages | 4.10% | +1.1% | — |
| Interglobe Aviation Ltd Transport Services | 4.00% | +0.1% | — |
| Bajaj Auto Ltd Automobiles | 3.92% | +1.2% | — |
| Apollo Hospitals Enterprise Ltd Healthcare Services | 3.82% | -1.2% | — |
| Titan Company Ltd Consumer Durables | 3.71% | -1.2% | — |
| S.J.S. Enterprises Ltd Auto Components | 2.97% | -0.4% | — |
| Avenue Supermarts Ltd Retailing | 2.63% | — | New |
| United Spirits Ltd Beverages | 2.43% | +0.4% | — |
| One 97 Communications Ltd Financial Technology (Fintech) | 2.41% | -0.4% | — |
| TREPS | 2.38% | +0.1% | — |
| ICICI Bank Ltd Banks | 2.26% | -0.1% | — |
| Fortis Health Care Ltd Healthcare Services | 2.22% | +0.5% | — |
| Sapphire Foods India Ltd Leisure Services | 2.11% | -0.1% | — |
| Berger Paints (I) Ltd Consumer Durables | 2.11% | +0.7% | — |
| Jubilant Foodworks Ltd Leisure Services | 2.10% | +0.8% | — |
| Nestle India Ltd Food Products | 2.01% | -2.3% | — |
| Asian Paints Ltd Consumer Durables | 1.64% | -0.0% | — |
| Affle (India) Ltd It - Services | 1.63% | +0.0% | — |
| TATA Motors Ltd Agricultural, Commercial & Construction Vehicles | 1.62% | -0.1% | — |
| Bikaji Foods International Ltd Food Products | 1.60% | -0.2% | — |
| Page Industries Ltd Textiles & Apparels | 1.57% | +0.1% | — |
| Safari Industries (India) Ltd Consumer Durables | 1.36% | +0.0% | — |
| PB Fintech Ltd Financial Technology (Fintech) | 1.24% | -0.8% | — |
| LG Electronics India Ltd Consumer Durables | 1.12% | +0.1% | — |
| Poonawalla Fincorp Ltd Finance | 1.03% | +0.0% | — |
| Dhoot Transmission Ltd Auto Components | 0.97% | -0.3% | — |
| 360 ONE WAM Ltd (Prev IIFL Wealth Management Ltd) Capital Markets | 0.95% | -0.1% | — |
| Hyundai Motor India Ltd Automobiles | 0.94% | -0.7% | — |
| Hyundai Motor India Ltd OCT-2026 Stock Future | 0.68% | — | New |
| Manipal Health Enterprises Ltd Healthcare Services | 0.50% | -0.5% | — |
| K.P.R. Mill Ltd Textiles & Apparels | 0.48% | 0.0% | — |
| Jubilant Foodworks Ltd OCT-2026 Stock Future | 0.27% | — | New |
| Cash and Other Net Current Assets | -1.33% | -0.1% | — |
The share of the fund in its ten largest holdings. The higher it is, the more the fund depends on a few of them.
Share of the fund in large, mid and small companies, as AMFI classifies them.
From the fund house's monthly portfolio disclosure.
Between the portfolios of 31 Aug 2026 and 30 Sept 2026, the fund added 1 holding and left 3; 12 holdings gained weight and 16 lost weight.
The weight of today's ten largest holdings in each of the last 6 portfolios.
| Holding | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Eternal Ltd (Previously Zomato Ltd) | 7.4% | 7.7% | 7.9% | 8.6% | 9.2% | 9.1% |
| Bharti Airtel Ltd | 8.8% | 8.7% | 8.6% | 8.8% | 7.9% | 8.3% |
| ITC Ltd | 8.2% | 7.7% | 5.6% | 2.9% | 2.6% | 8.1% |
| Mahindra & Mahindra Ltd | 8.3% | 8.3% | 7.3% | 7.7% | 7.3% | 7.1% |
| TVS Motor Company Ltd | 2.9% | 2.8% | 3.4% | 4.6% | 4.5% | 4.6% |
| Varun Beverages Ltd | 2.3% | 2.5% | 2.3% | 3.4% | 3.0% | 4.1% |
| Interglobe Aviation Ltd | 2.7% | 2.8% | 3.7% | 3.9% | 3.9% | 4.0% |
| Bajaj Auto Ltd | 2.0% | 0.1% | 2.8% | 2.6% | 2.7% | 3.9% |
| Apollo Hospitals Enterprise Ltd | 4.6% | 5.0% | 5.2% | 5.1% | 5.0% | 3.8% |
| Titan Company Ltd | 6.5% | 6.3% | 6.6% | 4.8% | 4.9% | 3.7% |
Equity, debt and cash, and today's 5 largest sectors, in each of the last 6 portfolios.
| Share of the fund | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| Equity | 98.4% | 96.0% | 96.0% | 91.7% | 96.8% | 96.6% |
| Cash and other | 1.6% | 3.3% | 4.0% | 6.7% | 2.2% | 2.0% |
| Largest sectors | ||||||
| Automobiles | 17.1% | 15.3% | 15.9% | 15.8% | 16.2% | 16.5% |
| Retailing | 13.1% | 12.4% | 13.1% | 12.7% | 11.8% | 11.7% |
| Consumer Durables | 14.0% | 13.5% | 13.4% | 12.3% | 12.3% | 9.9% |
| Telecom - Services | 8.8% | 8.7% | 8.6% | 8.8% | 7.9% | 8.3% |
| Diversified Fmcg | 11.7% | 10.6% | 8.4% | 2.9% | 2.6% | 8.1% |
Overlap is the part of two portfolios that is the same, by weight: 100% would be identical.
Check its overlap with any fund, by holdings, industry and sector
The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
The largest funds with the same mandate
Sundaram Consumption Fund Sundaram · Consumption | -9.1% | +7.1% | +9.0% | 2.53% | ₹1,395 cr |
ICICI Prudential India Opportunities Fund ICICI Prudential · Innovation & Opportunities | -4.6% | +13.0% | +14.9% | 1.72% | ₹36,989 cr |
ICICI Prudential Business Cycle Fund ICICI Prudential · Business Cycle | -8.0% | +13.1% | +12.4% | 1.86% | ₹14,835 cr |
ICICI Prudential Technology Fund ICICI Prudential · Technology | -8.3% | +7.2% | +2.8% | 1.87% | ₹13,228 cr |
HDFC Defence Fund HDFC · Defence | +14.4% | +33.7% | — | 1.80% | ₹11,249 cr |
ICICI Prudential Banking & Financial Services Fund ICICI Prudential · Banking & Financial Services | -7.5% | +8.8% | +7.4% | 1.95% | ₹10,770 cr |
SBI Banking & Financial Services Fund SBI · Banking & Financial Services | -5.3% | +13.8% | +9.9% | 2.17% | ₹10,573 cr |
Tata Digital India Fund Tata · Technology | -10.7% | +5.4% | +2.1% | 1.75% | ₹10,013 cr |
HDFC Manufacturing Fund HDFC · Manufacturing | +0.8% | — | — | 1.86% | ₹9,946 cr |
Franklin India Opportunities Fund Franklin Templeton · Innovation & Opportunities | -5.5% | +17.3% | +15.0% | 2.08% | ₹9,247 cr |
Nippon India Pharma Fund Nippon India · Pharma & Healthcare | +8.2% | +17.4% | +13.3% | 1.83% | ₹9,127 cr |
The NAV of the Regular Growth plan was ₹91.95 on 3 Nov 2026.
It returned -9.1% over the last year, +7.1% a year over three years, +9.0% a year over five years. Over three years its benchmark, Nifty India Consumption TRI, returned +11.7% a year. Past returns do not indicate future returns.
On 3 Nov 2026: started 3 years ago, ₹3.6 lakh put in would be worth ₹3.63 lakh, +0.5% a year; started 5 years ago, ₹6 lakh put in would be worth ₹7.22 lakh, +7.3% a year; started 10 years ago, ₹12 lakh put in would be worth ₹20.55 lakh, +10.4% a year. That is ₹10,000 on the first price of each month. Past returns do not tell you future returns.
As of 30 Sept 2026: Eternal Ltd (Previously Zomato Ltd) (9.1%), Bharti Airtel Ltd (8.3%), ITC Ltd (8.1%), Mahindra & Mahindra Ltd (7.1%), TVS Motor Company Ltd (4.6%). It held 38 investments in all.
Over the last three years its NAV fell as much as -24.7% from a high before recovering; over the last year, -24.7%.
2.53% a year, against a typical 2.41% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹1,395 cr as of 2 Nov 2026.
Anuj Bansal, Rohit Seksaria, Shalav Saket.
0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch / STP within 30 days from the date of allotment; NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment; Further, exit load will be waived on Intra-scheme Switch-outs/STP; Generally, the exit load will be calculated on First in First out (FIFO) basis.
₹100 to start, ₹100 a month by SIP.
Its riskometer level is Very High, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 15.3%.
Nifty India Consumption TRI.
On 20 Mar 2006.