Moves from shares to bonds as a target year nears
Past returns do not tell you future returns. Tap a dotted word to see what it means.
Against 50% Nifty 200 TRI + 45% Nifty Composite Debt Index + 3% Domestic Price of Gold + 2% Domestic Price of Silver
| Return | This fund | Similar funds | Rank | |
|---|---|---|---|---|
| 1 month | -2.8% | — | — | — |
| 3 months | — | — | — | — |
| 6 months | — | — | — | — |
| 1 year | — | — | — | — |
| 3 years, a year | — | — | — | — |
| 5 years, a year | — | — | — | — |
| Since launch, a year | — | — | — | — |
Shown once the fund has a full calendar year of prices.
What an investment in this fund would be worth today
2 monthly instalments from 16 Sept 2026, valued at the NAV of 3 Nov 2026. A yearly return of -32.8%.
How bumpy it has been, and how far it has fallen
How widely the price swung (volatility). Lower is steadier.
The deepest drop from a high before it recovered (drawdown).
Return above cash for each unit of bumpiness. Higher is better.
Like Sharpe, counting only the falls.
52-week range: ₹9.36 (30 Oct 2026) to ₹10.06 (23 Sept 2026). Now 5.7% below the high.
Its yearly expense ratio, and how much money it manages
This is the fund house's fee alone. The trading costs and taxes in its latest report are far above what funds like it incur, so they are left out until a normal figure is reported.
The fund house cut its fee from 1.85% to 1.83% on 17 Sept 2026. Every expense ratio change in September 2026
The expense ratio is taken out of the fund every day, so the NAV and every return on this page are already after it. How the expense ratio works
• 3% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out on or before 1 Year from the date of investment • 2% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 Year and before 2 Years from the date of investment • 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 2 year and before 3 Years from the date of investment • Nil – If units purchased or switch in from another scheme of the Fund are redeemed or switched out after 3 years from the date of investment.
An open-ended life cycle fund with maturity of 5 years following glide path approach for goal-based investing. The Scheme shall invest across asset class. The Scheme shall invest in equity and equity related instruments and Debt, money market instruments to generate capital appreciation and regular income. The Scheme may invest certain portion in units of InvITs, Gold & Silver ETF and Exchange Traded Commodity Derivatives.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
The largest funds with the same mandate
ICICI Prudential Life Cycle Fund 2031 ICICI Prudential | — | — | — | 1.83% | ₹43 cr |
ICICI Prudential Life Cycle Fund 2041 ICICI Prudential | — | — | — | 3.39% | ₹56 cr |
ICICI Prudential Life Cycle Fund 2036 ICICI Prudential | — | — | — | 3.80% | ₹30 cr |
Mirae Asset Life Cycle Fund 2056 Mirae Asset | — | — | — | 2.08% | — |
The NAV of the Regular Growth plan was ₹9.48 on 3 Nov 2026.
Over the last three years its NAV fell as much as -6.9% from a high before recovering; over the last year, -6.9%.
1.83% a year, against a typical 2.74% in its category. It is taken out of the fund daily, so the NAV and returns are after it.
It manages ₹42.9 cr as of 2 Nov 2026.
Aatur Shah (since 15 Sept 2026), Manish Banthia, Rohit Lakhotia, Gaurav Chikane.
• 3% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out on or before 1 Year from the date of investment • 2% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 Year and before 2 Years from the date of investment • 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 2 year and before 3 Years from the date of investment • Nil – If units purchased or switch in from another scheme of the Fund are redeemed or switched out after 3 years from the date of investment.
₹26 to start, ₹100 a month by SIP.
Its riskometer level is Very High, on SEBI's six-step scale from Low to Very High. Its NAV's volatility over the last year was 9.3%.
50% Nifty 200 TRI + 45% Nifty Composite Debt Index + 3% Domestic Price of Gold + 2% Domestic Price of Silver.
On 15 Sept 2026.