Lending to weaker companies for more interest. At least 65% in corporate bonds rated below the highest grades.
Ranked by three-year return; funds without that figure at the end
Ranked by three-year return, the top three are DSP Credit Risk Fund (+12.8% a year), Aditya Birla Sun Life Credit Risk Fund (+12.0% a year) and HSBC Credit Risk Fund (+10.7% a year). Past returns do not tell you future returns.
| +9.6% | +12.8% | +12.5% | 1/13 | 1.19% | ₹337 cr | |
Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life | +10.4% | +12.0% | +9.9% | 2/13 | 1.60% | ₹1,725 cr |
| +5.1% | +10.7% | — | 3/13 | 1.66% | ₹438 cr | |
Bank of India Credit Risk Fund Bank of India | +16.5% | +9.6% | +10.9% | 4/13 | 1.36% | ₹79 cr |
ICICI Prudential Credit Risk Fund ICICI Prudential | +6.2% | +8.1% | +7.2% | 5/13 | 1.43% | ₹6,299 cr |
Nippon India Credit Risk Fund Nippon India | +6.2% | +7.9% | +7.0% | 6/13 | 1.39% | ₹1,709 cr |
| +6.6% | +7.8% | +6.8% | 7/13 | 1.56% | ₹370 cr | |
| +6.6% | +7.7% | +7.0% | 8/13 | 1.54% | ₹2,181 cr | |
| +5.7% | +7.5% | +7.1% | 9/13 | 1.46% | ₹175 cr | |
| +5.8% | +7.4% | +6.4% | 10/13 | 1.51% | ₹7,590 cr | |
Kotak Credit Risk Fund Kotak Mahindra | +5.1% | +7.3% | +5.7% | 11/13 | 1.73% | ₹763 cr |
| +5.0% | +6.9% | +6.1% | 12/13 | 1.43% | ₹239 cr | |
Bandhan Credit Risk Fund Bandhan | +4.1% | +6.0% | +5.2% | 13/13 | 1.67% | ₹219 cr |
Answered from the figures above, updated every business day
13 funds, managing ₹22,122 cr between them as of 3 Nov 2026. The largest is HDFC Credit Risk Fund, at ₹7,590 cr.
The average Credit Risk fund returned +7.2% over the last year, +8.6% a year over three years, +7.7% a year over five years. Over the last year the funds ranged from +4.1% to +16.5%. Past returns do not tell you future returns.
DSP Credit Risk Fund, at 1.19% a year, against 1.51% for the average fund in the category. The expense ratio is taken out of the fund every day, so every return shown is already after it.
DSP Credit Risk Fund, at +12.8% a year over the last three years, against +8.6% for the average fund. Past returns do not tell you future returns.
Their volatility over the last year averaged 1.3%: the higher it is, the more the price swings from day to day. 8 of 13 carry the riskometer level Moderately High, on SEBI's six-step scale from Low to Very High.
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NAV, expense ratio and fund disclosures as published by AMFI and the fund houses; prices as of 3 Nov 2026. Figures are computed independently and may differ from a fund house's own factsheet.
DiscoverMF is an information and analytics service. Nothing here is investment advice, a recommendation, or an offer to buy or sell any scheme. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance does not indicate future returns.