Saving for a child, locked in for five years. Investments locked in for five years or until the child turns 18, whichever comes first.
Ranked by three-year return; funds without that figure at the end
Ranked by three-year return, the top three are SBI Children's Fund - Investment Plan (+18.9% a year), ICICI Prudential Children's Fund (+11.2% a year) and SBI Children's Fund - Savings Plan (+10.4% a year). Past returns do not tell you future returns.
| +6.3% | +18.9% | +16.1% | 1/10 | 1.97% | ₹7,920 cr | |
ICICI Prudential Children's Fund ICICI Prudential | -5.6% | +11.2% | +9.8% | 2/10 | 3.07% | ₹1,362 cr |
| +6.9% | +10.4% | +9.6% | 3/10 | 1.29% | ₹150 cr | |
Aditya Birla Sun Life Bal Bhavishya Yojna Aditya Birla Sun Life | -2.4% | +9.5% | +7.4% | 4/10 | 2.31% | ₹1,186 cr |
| -2.9% | +8.3% | +4.6% | 5/10 | 2.38% | ₹862 cr | |
| -5.1% | +7.4% | +8.5% | 6/10 | 1.81% | ₹10,273 cr | |
| -1.4% | +7.4% | +6.1% | 7/10 | 2.87% | ₹15 cr | |
| -8.4% | +6.6% | +4.8% | 8/10 | 2.24% | ₹1,082 cr | |
| -4.0% | +5.6% | +5.3% | 9/10 | 1.62% | ₹4,211 cr | |
| -13.1% | +3.5% | +4.8% | 10/10 | 2.45% | ₹313 cr | |
Baroda BNP Paribas Children's Fund Baroda BNP Paribas | -2.5% | — | — | — | 2.64% | ₹125 cr |
| -4.8% | — | — | — | 2.59% | ₹91 cr |
Answered from the figures above, updated every business day
12 funds, managing ₹27,590 cr between them as of 3 Nov 2026. The largest is HDFC Children's Fund, at ₹10,273 cr.
The average Children's fund returned -3.1% over the last year, +8.9% a year over three years, +7.7% a year over five years. Over the last year the funds ranged from -13.1% to +6.9%. Past returns do not tell you future returns.
SBI Children's Fund - Savings Plan, at 1.29% a year, against 2.35% for the average fund in the category. The expense ratio is taken out of the fund every day, so every return shown is already after it.
SBI Children's Fund - Investment Plan, at +18.9% a year over the last three years, against +8.9% for the average fund. Past returns do not tell you future returns.
Their volatility over the last year averaged 13.0%: the higher it is, the more the price swings from day to day. 10 of 12 carry the riskometer level Very High, on SEBI's six-step scale from Low to Very High.
Looking at a different kind of fund? See every category.
NAV, expense ratio and fund disclosures as published by AMFI and the fund houses; prices as of 3 Nov 2026. Figures are computed independently and may differ from a fund house's own factsheet.
DiscoverMF is an information and analytics service. Nothing here is investment advice, a recommendation, or an offer to buy or sell any scheme. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past performance does not indicate future returns.