The SID is a scheme's full offer document and the KIM its short summary, setting out what the fund invests in, what it costs and its risks.
Every mutual fund scheme publishes its rules in documents whose format SEBI sets.
The Scheme Information Document, or SID, is the full description. It covers:
The Key Information Memorandum, or KIM, is a short summary of the SID that comes with every application form.
A third document, the Statement of Additional Information, covers matters common to all of a fund house's schemes, such as its legal structure and its sponsor.
All three are on the fund house's website, and the SID is updated when its details change. If a scheme changes a fundamental attribute, such as its type, its investment objective or its asset allocation, every unitholder gets at least 30 days' notice and can exit at the NAV without paying an exit load.
Each fund page has its returns, risk, costs, managers and everything it holds.