Two of the largest Index funds side by side: returns, risk, cost, size and what they hold. Prices as of 3 Nov 2026.
Past returns do not tell you future returns.
| UTI Nifty 50 Index Fund UTI | SBI Nifty Index Fund SBI | |
|---|---|---|
| Returns | ||
| 1 year | -6.9% | -7.1% |
| 3 years, a year | +8.2% | +8.1% |
| 5 years, a year | +6.8% | +6.6% |
| Since launch, a year | +10.3% | +9.7% |
| 3-year rank in category | 65 of 169 | 73 of 169 |
| Benchmark, 3 years | +8.6% | +8.6% |
| Risk | ||
| Risk level | Very High | Very High |
| How bumpy, last year | 14.0% | 13.8% |
| Biggest fall, 3 years | -15.5% | -15.6% |
| Sharpe ratio, 3 years | 0.17 | 0.16 |
| Beta | 0.99 | 1.00 |
| Alpha, a year | -0.4% | -0.5% |
| Cost and size | ||
| Yearly cost (expense ratio) | 0.37% | 0.43% |
| Money in the fund | ₹29,472 cr | ₹13,815 cr |
| Running for | 26.6 years | 24.9 years |
| Minimum SIP | ₹500 | — |
| Benchmark | Nifty 50 TRI | Nifty 50 TRI |
Past returns do not indicate future returns. Each fund page has the full detail.
The five largest holdings of each, from the latest monthly portfolios
Overlap is the part of the two portfolios that is the same, by weight: 100% would be identical.
What they share, by industry and sector
| Holding | UTI | SBI |
|---|---|---|
| HDFC BANK LIMITED | 10.4% | 10.4% |
| ICICI BANK LTD | 9.1% | 9.1% |
| RELIANCE INDUSTRIES LTD. | 7.6% | 7.6% |
| BHARTI AIRTEL LTD. | 5.1% | 5.1% |
| LARSEN & TOUBRO LTD. | 4.2% | 4.2% |
| STATE BANK OF INDIA | 3.8% | 3.8% |
| AXIS BANK LTD. | 3.4% | 3.4% |
| INFOSYS LTD. | 3.4% | 3.4% |
| KOTAK MAHINDRA BANK LTD. | 2.9% | 2.9% |
| MAHINDRA & MAHINDRA LTD. | 2.5% | 2.5% |
Both are Index funds, from UTI and SBI. UTI Nifty 50 Index Fund manages ₹29,472 cr and SBI Nifty Index Fund ₹13,815 cr. The table on this page sets out their returns, risk, costs and holdings side by side.
UTI Nifty 50 Index Fund, at 0.37% a year, against 0.43% for SBI Nifty Index Fund.
Over three years, UTI Nifty 50 Index Fund returned +8.2% a year and SBI Nifty Index Fund +8.1% a year. Over one year they returned -6.9% and -7.1%. Past returns do not indicate future returns.
They hold 100.0% of the same investments, 100.0% of the same industries and 100.0% of the same sectors, by weight, in their latest monthly portfolios.
To set a third or fourth fund alongside, open these two in Compare and add more.