Two of the largest Flexi Cap funds side by side: returns, risk, cost, size and what they hold. Prices as of 3 Nov 2026.
Past returns do not tell you future returns.
| HDFC Flexi Cap Fund HDFC | UTI Flexi Cap Fund UTI | |
|---|---|---|
| Returns | ||
| 1 year | -2.1% | -3.4% |
| 3 years, a year | +15.4% | +8.3% |
| 5 years, a year | +14.9% | +3.4% |
| Since launch, a year | +14.2% | +11.7% |
| 3-year rank in category | 4 of 36 | 30 of 36 |
| Benchmark, 3 years | +10.9% | +10.9% |
| Risk | ||
| Risk level | Very High | Very High |
| How bumpy, last year | 13.2% | 14.3% |
| Biggest fall, 3 years | -13.5% | -20.8% |
| Sharpe ratio, 3 years | 0.79 | 0.18 |
| Beta | 0.79 | 0.82 |
| Alpha, a year | +5.6% | -1.7% |
| Cost and size | ||
| Yearly cost (expense ratio) | 1.35% | 1.68% |
| Money in the fund | ₹1.11 lakh cr | ₹22,648 cr |
| Running for | 31.8 years | 34.3 years |
| Minimum SIP | ₹100 | ₹500 |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
Past returns do not indicate future returns. Each fund page has the full detail.
The five largest holdings of each, from the latest monthly portfolios
Overlap is the part of the two portfolios that is the same, by weight: 100% would be identical.
What they share, by industry and sector
| Holding | HDFC | UTI |
|---|---|---|
| ICICI Bank Ltd. | 8.8% | 5.8% |
| HDFC Bank Ltd.£ | 6.0% | 4.6% |
| Eternal Limited | 3.5% | 6.6% |
| Kotak Mahindra Bank Limited | 3.4% | 3.4% |
| Bharti Airtel Ltd. | 2.6% | 3.4% |
| Eicher Motors Ltd. | 2.3% | 2.2% |
| Maruti Suzuki India Limited | 2.6% | 2.1% |
| Divis Laboratories Ltd. | 1.6% | 1.8% |
| Persistent Systems Limited | 1.3% | 3.4% |
| TVS Motor Company Ltd. | 1.0% | 0.8% |
Both are Flexi Cap funds, from HDFC and UTI. HDFC Flexi Cap Fund manages ₹1.11 lakh cr and UTI Flexi Cap Fund ₹22,648 cr. The table on this page sets out their returns, risk, costs and holdings side by side.
HDFC Flexi Cap Fund, at 1.35% a year, against 1.68% for UTI Flexi Cap Fund.
Over three years, HDFC Flexi Cap Fund returned +15.4% a year and UTI Flexi Cap Fund +8.3% a year. Over one year they returned -2.1% and -3.4%. Past returns do not indicate future returns.
They hold 30.6% of the same investments, 51.7% of the same industries and 61.4% of the same sectors, by weight, in their latest monthly portfolios.
To set a third or fourth fund alongside, open these two in Compare and add more.