# UTI Dividend Yield Fund

UTI Asset Mgmt. Co. Ltd · Dividend Yield · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/uti-dividend-yield-fund-103026
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** Companies that pay high dividends. Its latest portfolio: 92% shares, 2% cash and 6% other investments.
- **₹10,000 a month:** For the last 5 years: ₹6 lakh put in, worth ₹7.59 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 12.5% a year; similar funds earned 11.2% a year on average.
- **How bumpy:** Very high: big ups and downs, sometimes sharp falls. It made money in 75 of every 100 one-year stretches; its worst 12 months saw a fall of 44.8%.
- **Expense ratio:** 1.99% a year. Similar funds: 2.39% on average.
- **Fees and minimums:** A SIP from ₹500 a month. If you sell early: 1% if redeemed before 1 year from the date of allotment. Nil if redeemed on or after 1 year from the date of allotment.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹171.28 on 3 Nov 2026
- **Fund size:** ₹3,603 cr (2 Nov 2026)
- **Expense ratio:** 1.99% a year (typical in its category 2.39%)
- **Riskometer:** Very High
- **Benchmark:** Nifty 500 TRI
- **Category:** [Dividend Yield](https://discovermf.com/categories/dividend-yield.md)
- **Fund house:** [UTI Asset Mgmt. Co. Ltd](https://discovermf.com/fund-houses/uti)
- **Launched:** 1 Jun 2005 (prices here start 3 Apr 2006)
- **Exit load:** 1% if redeemed before 1 year from the date of allotment. Nil if redeemed on or after 1 year from the date of allotment
- **Minimum investment:** ₹5,000 to start, ₹500 a month by SIP
- **AMFI scheme code:** 103026

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +2.7% | — | — | — |
| 3 months | -4.7% | — | — | — |
| 6 months | -1.9% | — | — | — |
| 1 year | -5.0% | -4.6% | -4.6% | 5 of 10 |
| 3 years (a year) | +12.5% | +11.2% | +10.9% | 3 of 9 |
| 5 years (a year) | +9.6% | +10.9% | +9.1% | 6 of 6 |
| Since 3 Apr 2006 (a year) | +12.5% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | -6.2% | -4.9% |
| 2025 | +5.3% | +7.8% |
| 2024 | +24.7% | +16.2% |
| 2023 | +35.4% | +26.9% |
| 2022 | -5.3% | +4.3% |
| 2021 | +38.8% | +31.6% |
| 2020 | +18.9% | +17.9% |
| 2019 | +3.3% | +9.0% |
| 2018 | +0.5% | -2.1% |
| 2017 | +28.5% | +37.6% |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.71 lakh | +2.0% |
| 5 years ago | ₹6 lakh | ₹7.59 lakh | +9.3% |
| 10 years ago | ₹12 lakh | ₹23.47 lakh | +12.9% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 11.5% | 12.8% |
| Worst fall, last year | -14.2% | — |
| Worst fall, last 3 years | -18.4% | — |
| Sharpe ratio, 3 years | 0.52 | — |
| Sortino ratio, 3 years | 0.70 | — |
| Beta, 3 years | 0.84 | — |
| Alpha, 3 years | +2.4% | — |

## Portfolio, September 2026

65 holdings. Equity 91.6%, Debt 0.6%, Cash and equivalents 1.6%, Other 6.3%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| HDFC BANK LIMITED | Banks | 8.11% |
| ICICI BANK LTD | Banks | 5.72% |
| STATE BANK OF INDIA | Banks | 3.28% |
| TECH MAHINDRA LTD. | IT - Software | 3.08% |
| KOTAK MAHINDRA BANK LTD. | Banks | 3.03% |
| BHARTI AIRTEL LTD. | Telecom - Services | 2.94% |
| MAHINDRA & MAHINDRA LTD. | Automobiles | 2.84% |
| AXIS BANK LTD. | Banks | 2.48% |
| INFOSYS LTD. | IT - Software | 2.36% |
| POWER GRID CORPORATION OF INDI | Power | 2.33% |

### Largest sectors

| Sector | Weight |
| --- | --- |
| Banks | 22.6% |
| IT - Software | 10.2% |
| Automobiles | 8.0% |
| Pharmaceuticals & Biotechnology | 7.5% |
| - | 6.3% |

## Objective

The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.