# Tata Dividend Yield Fund

Tata Asset Management Limited · Dividend Yield · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/tata-dividend-yield-fund-148948
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** Companies that pay high dividends. Its latest portfolio: 95% shares, 2% cash and 3% other investments.
- **₹10,000 a month:** For the last 5 years: ₹6 lakh put in, worth ₹7.81 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 11.5% a year; similar funds earned 11.2% a year on average.
- **How bumpy:** Very high: big ups and downs, sometimes sharp falls. It made money in 81 of every 100 one-year stretches; its worst 12 months saw a fall of 7.0%.
- **Expense ratio:** 2.32% a year. Similar funds: 2.39% on average.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹18.82 on 3 Nov 2026
- **Fund size:** ₹1,088 cr (2 Nov 2026)
- **Expense ratio:** 2.32% a year (typical in its category 2.39%)
- **Riskometer:** Very High
- **Benchmark:** Nifty 500 TRI
- **Category:** [Dividend Yield](https://discovermf.com/categories/dividend-yield.md)
- **Fund house:** [Tata Asset Management Limited](https://discovermf.com/fund-houses/tata)
- **Launched:** 3 May 2021
- **AMFI scheme code:** 148948

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +0.3% | — | — | — |
| 3 months | -5.1% | — | — | — |
| 6 months | -1.8% | — | — | — |
| 1 year | +0.0% | -4.6% | -4.6% | 1 of 10 |
| 3 years (a year) | +11.5% | +11.2% | +10.9% | 4 of 9 |
| 5 years (a year) | +10.7% | +10.9% | +9.1% | 4 of 6 |
| Since launch (a year) | +12.2% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | -0.3% | -4.9% |
| 2025 | +8.6% | +7.8% |
| 2024 | +11.8% | +16.2% |
| 2023 | +35.5% | +26.9% |
| 2022 | +1.0% | +4.3% |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.88 lakh | +4.9% |
| 5 years ago | ₹6 lakh | ₹7.81 lakh | +10.5% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 15.4% | 12.8% |
| Worst fall, last year | -12.7% | — |
| Worst fall, last 3 years | -21.0% | — |
| Sharpe ratio, 3 years | 0.34 | — |
| Sortino ratio, 3 years | 0.45 | — |
| Beta, 3 years | 1.07 | — |
| Alpha, 3 years | +0.3% | — |

## Portfolio, August 2026

80 holdings. Equity 94.5%, Cash and equivalents 2.0%, Other 3.4%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| ICICI BANK LTD | Banks | 3.21% |
| I) REPO | Fund | 3.11% |
| RADICO KHAITAN LTD | Beverages | 3.10% |
| LARSEN & TOUBRO LTD | Construction | 2.89% |
| HDFC BANK LTD | Banks | 2.61% |
| PNB HOUSING FINANCE LTD | Finance | 2.61% |
| MULTI COMMODITY EXCHANGE OF IND LTD | Capital Markets | 2.37% |
| PB FINTECH LTD | Financial Technology (Fintech) | 2.35% |
| BHARAT ELECTRONICS LTD | Aerospace & Defense | 2.30% |
| STATE BANK OF INDIA | Banks | 2.17% |

### Largest sectors

| Sector | Weight |
| --- | --- |
| Banks | 15.5% |
| Power | 8.3% |
| Capital Markets | 8.3% |
| Finance | 7.7% |
| Automobiles | 3.9% |