# Sundaram Equity Savings Fund

Sundaram Asset Management Company Ltd · Equity Savings · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/sundaram-equity-savings-fund-149674
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** Shares, low-risk trades and bonds. Its latest portfolio: 85% shares, 8% bonds and money market and 2% cash.
- **₹10,000 a month:** For the last 3 years: ₹3.6 lakh put in, worth ₹3.77 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 7.3% a year; similar funds earned 7.6% a year on average.
- **How bumpy:** Moderate: some ups and downs. It made money in 95 of every 100 one-year stretches; its worst 12 months saw a fall of 4.0%.
- **Expense ratio:** 2.83% a year. Similar funds: 2.16% on average.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹70.49 on 3 Nov 2026
- **Fund size:** ₹914 cr (2 Nov 2026)
- **Expense ratio:** 2.83% a year (typical in its category 2.16%)
- **Riskometer:** Moderate
- **Benchmark:** Nifty Equity Savings TRI
- **Category:** [Equity Savings](https://discovermf.com/categories/equity-savings.md)
- **Fund house:** [Sundaram Asset Management Company Ltd](https://discovermf.com/fund-houses/sundaram)
- **Launched:** 22 Apr 2002 (prices here start 3 Jan 2022)
- **AMFI scheme code:** 149674

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +1.3% | — | — | — |
| 3 months | -1.8% | — | — | — |
| 6 months | +0.2% | — | — | — |
| 1 year | -1.9% | +2.0% | +1.1% | 24 of 24 |
| 3 years (a year) | +7.3% | +7.6% | +7.8% | 14 of 21 |
| 5 years (a year) | — | +6.6% | +6.8% | — |
| Since 3 Jan 2022 (a year) | +7.2% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | -2.2% | — |
| 2025 | +6.4% | — |
| 2024 | +12.6% | — |
| 2023 | +15.3% | — |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.77 lakh | +3.0% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 6.1% | 5.1% |
| Worst fall, last year | -6.5% | — |
| Worst fall, last 3 years | -6.5% | — |
| Sharpe ratio, 3 years | 0.25 | — |
| Sortino ratio, 3 years | 0.33 | — |
| Beta, 3 years | — | — |
| Alpha, 3 years | — | — |

## Portfolio, September 2026

89 holdings. Equity 84.7%, Debt 7.8%, Cash and equivalents 1.6%, Other -39.7%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| Bharti Airtel Ltd | Telecom - Services | 9.29% |
| ICICI Bank Ltd | Banks | 7.53% |
| Reliance Industries Ltd | Petroleum Products | 7.36% |
| HDFC Bank Ltd | Banks | 5.52% |
| Axis Bank Ltd | Banks | 4.87% |
| Larsen & Toubro Ltd | Construction | 3.59% |
| Kotak Mahindra Bank Ltd | Banks | 3.14% |
| LIC Housing Finance Ltd - 6.65% - 15/02/2027 | Equity | 2.64% |
| 6.48% Central Government Securities 06/10/2035 | Debt | 2.53% |
| State Bank of India | Banks | 2.44% |

### Largest sectors

| Sector | Weight |
| --- | --- |
| Banks | 23.5% |
| Telecom - Services | 10.9% |
| Petroleum Products | 7.4% |
| Finance | 4.7% |
| Automobiles | 4.1% |