# Sundaram Consumption Fund

Sundaram Asset Management Company Ltd · Sectoral / Thematic · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/sundaram-consumption-fund-102142
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** One sector or theme, such as banks or tech. Its latest portfolio: 97% shares and 1% cash.
- **₹10,000 a month:** For the last 5 years: ₹6 lakh put in, worth ₹7.22 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 7.1% a year; similar funds earned 12.8% a year on average.
- **How bumpy:** Very high: big ups and downs, sometimes sharp falls. It made money in 74 of every 100 one-year stretches; its worst 12 months saw a fall of 62.6%.
- **Expense ratio:** 2.53% a year. Similar funds: 2.41% on average.
- **Fees and minimums:** A SIP from ₹100 a month. A fee may apply if you sell soon after buying; the full terms are under Cost.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹91.95 on 3 Nov 2026
- **Fund size:** ₹1,395 cr (2 Nov 2026)
- **Expense ratio:** 2.53% a year (typical in its category 2.41%)
- **Riskometer:** Very High
- **Benchmark:** Nifty India Consumption TRI
- **Category:** [Sectoral / Thematic](https://discovermf.com/categories/sectoral-thematic.md)
- **Fund house:** [Sundaram Asset Management Company Ltd](https://discovermf.com/fund-houses/sundaram)
- **Launched:** 20 Mar 2006
- **Exit load:** 0.5% - For redemption, withdrawn by way of SWP or transfer by way of Switch / STP within 30 days from the date of allotment; NIL - For redemption or withdrawn by way of SWP or transfer by way of Switch/STP after 30 days from the date of allotment; Further, exit load will be waived on Intra-scheme Switch-outs/STP; Generally, the exit load will be calculated on First in First out (FIFO) basis.
- **Minimum investment:** ₹100 to start, ₹100 a month by SIP
- **AMFI scheme code:** 102142

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +3.3% | — | — | — |
| 3 months | -4.8% | — | — | — |
| 6 months | +2.5% | — | — | — |
| 1 year | -9.1% | -0.4% | -7.2% | 210 of 231 |
| 3 years (a year) | +7.1% | +12.8% | +11.7% | 124 of 142 |
| 5 years (a year) | +9.0% | +10.7% | +11.1% | 62 of 102 |
| Since launch (a year) | +11.5% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | -6.1% | -6.1% |
| 2025 | -0.1% | +9.2% |
| 2024 | +20.1% | +19.8% |
| 2023 | +30.3% | +28.0% |
| 2022 | +9.3% | +8.5% |
| 2021 | +19.4% | +20.8% |
| 2020 | +13.5% | +20.5% |
| 2019 | +2.7% | +0.6% |
| 2018 | -7.8% | -1.1% |
| 2017 | +38.7% | +46.7% |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.63 lakh | +0.5% |
| 5 years ago | ₹6 lakh | ₹7.22 lakh | +7.3% |
| 10 years ago | ₹12 lakh | ₹20.55 lakh | +10.4% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 15.3% | 15.8% |
| Worst fall, last year | -24.7% | — |
| Worst fall, last 3 years | -24.7% | — |
| Sharpe ratio, 3 years | 0.09 | — |
| Sortino ratio, 3 years | 0.12 | — |
| Beta, 3 years | 0.91 | — |
| Alpha, 3 years | -4.1% | — |

## Portfolio, September 2026

38 holdings. Equity 96.6%, Cash and equivalents 1.0%, Other 0.9%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| Eternal Ltd (Previously Zomato Ltd) | Retailing | 9.11% |
| Bharti Airtel Ltd | Telecom - Services | 8.29% |
| ITC Ltd | Diversified Fmcg | 8.06% |
| Mahindra & Mahindra Ltd | Automobiles | 7.06% |
| TVS Motor Company Ltd | Automobiles | 4.61% |
| Varun Beverages Ltd | Beverages | 4.10% |
| Interglobe Aviation Ltd | Transport Services | 4.00% |
| Bajaj Auto Ltd | Automobiles | 3.92% |
| Apollo Hospitals Enterprise Ltd | Healthcare Services | 3.82% |
| Titan Company Ltd | Consumer Durables | 3.71% |

### Largest sectors

| Sector | Weight |
| --- | --- |
| Automobiles | 16.5% |
| Retailing | 11.7% |
| Consumer Durables | 9.9% |
| Telecom - Services | 8.3% |
| Diversified Fmcg | 8.1% |

## Managers

- [Anuj Bansal](https://discovermf.com/fund-managers/anuj-bansal)
- [Rohit Seksaria](https://discovermf.com/fund-managers/rohit-seksaria)
- [Shalav Saket](https://discovermf.com/fund-managers/shalav-saket)

## Objective

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.