# Sundaram Conservative Hybrid Fund

Sundaram Asset Management Company Ltd · Conservative Hybrid · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/sundaram-conservative-hybrid-fund-112868
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** Mostly bonds, some shares. Its latest portfolio: 34% shares, 49% bonds and money market and 17% cash.
- **₹10,000 a month:** For the last 5 years: ₹6 lakh put in, worth ₹6.6 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 4.6% a year; similar funds earned 6.8% a year on average.
- **How bumpy:** Moderate: some ups and downs. It made money in 87 of every 100 one-year stretches; its worst 12 months saw a fall of 8.1%.
- **Expense ratio:** 1.95% a year. Similar funds: 1.83% on average.
- **Fees and minimums:** A SIP from ₹1,000 a month. No fee for selling early.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹29.33 on 3 Nov 2026
- **Fund size:** ₹18.4 cr (2 Nov 2026)
- **Expense ratio:** 1.95% a year (typical in its category 1.83%)
- **Riskometer:** Moderate
- **Benchmark:** CRISIL Hybrid 85+15 - Conservative Index
- **Category:** [Conservative Hybrid](https://discovermf.com/categories/conservative-hybrid.md)
- **Fund house:** [Sundaram Asset Management Company Ltd](https://discovermf.com/fund-houses/sundaram)
- **Launched:** 8 Mar 2010
- **Exit load:** NIL
- **Minimum investment:** ₹5,000 to start, ₹1,000 a month by SIP
- **AMFI scheme code:** 112868

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +1.2% | — | — | — |
| 3 months | -1.1% | — | — | — |
| 6 months | +0.7% | — | — | — |
| 1 year | -1.3% | +0.9% | +1.4% | 18 of 18 |
| 3 years (a year) | +4.6% | +6.8% | +7.1% | 18 of 18 |
| 5 years (a year) | +4.3% | +6.3% | +6.1% | 16 of 17 |
| Since launch (a year) | +6.7% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | -2.1% | — |
| 2025 | +4.3% | — |
| 2024 | +8.0% | — |
| 2023 | +9.2% | — |
| 2022 | +2.8% | — |
| 2021 | +14.5% | — |
| 2020 | +7.3% | — |
| 2019 | +0.9% | — |
| 2018 | -1.2% | — |
| 2017 | +12.1% | — |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.69 lakh | +1.6% |
| 5 years ago | ₹6 lakh | ₹6.6 lakh | +3.8% |
| 10 years ago | ₹12 lakh | ₹15.74 lakh | +5.3% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 3.5% | 3.8% |
| Worst fall, last year | -4.3% | — |
| Worst fall, last 3 years | -4.3% | — |
| Sharpe ratio, 3 years | -0.37 | — |
| Sortino ratio, 3 years | -0.50 | — |
| Beta, 3 years | — | — |
| Alpha, 3 years | — | — |

## Portfolio, September 2026

31 holdings. Equity 34.0%, Debt 48.9%, Cash and equivalents 17.1%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| 6.53% Government Stock - 07/09/2031 | Debt | 26.94% |
| 6.36% Central Government Securities 16/02/2031 | Debt | 21.42% |
| TREPS | Cash | 9.96% |
| Cash and Other Net Current Assets | Cash | 7.19% |
| Power Finance Corporation Ltd - 6.96% - 02/03/2028 | Equity | 5.41% |
| BAJAJ HOUSING FINANCE LTD - 7.64% - 01/07/2030 | Equity | 5.35% |
| Bajaj Finance Ltd - 8.1167% - 10/05/2027 | Equity | 2.73% |
| BAJAJ HOUSING FINANCE LTD - 7.7% - 21/05/2027 | Equity | 2.72% |
| Bharti Airtel Ltd | Telecom - Services | 2.30% |
| Reliance Industries Ltd | Petroleum Products | 1.94% |

### Largest sectors

| Sector | Weight |
| --- | --- |
| Banks | 5.1% |
| Telecom - Services | 2.3% |
| It - Software | 2.1% |
| Petroleum Products | 1.9% |
| Automobiles | 1.4% |

## Managers

- [Kumaresh Ramakrishnan](https://discovermf.com/fund-managers/kumaresh-ramakrishnan)
- [Bharath](https://discovermf.com/fund-managers/bharath)

## Objective

To generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.