# Nippon India Equity Savings Fund

Nippon Life India Asset Management Limited · Equity Savings · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/nippon-india-equity-savings-fund-134593
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** Shares, low-risk trades and bonds. Its latest portfolio: 67% shares, 18% bonds and money market, 2% cash and 13% other investments.
- **₹10,000 a month:** For the last 5 years: ₹6 lakh put in, worth ₹6.83 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 5.7% a year; similar funds earned 7.6% a year on average.
- **How bumpy:** Moderate: some ups and downs. It made money in 79 of every 100 one-year stretches; its worst 12 months saw a fall of 30.0%.
- **Expense ratio:** 1.99% a year. Similar funds: 2.16% on average.
- **Fees and minimums:** A SIP from ₹100 a month. A fee may apply if you sell soon after buying; the full terms are under Cost.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹16.26 on 3 Nov 2026
- **Fund size:** ₹735 cr (2 Nov 2026)
- **Expense ratio:** 1.99% a year (typical in its category 2.16%)
- **Riskometer:** Moderate
- **Benchmark:** Nifty Equity Savings TRI
- **Category:** [Equity Savings](https://discovermf.com/categories/equity-savings.md)
- **Fund house:** [Nippon Life India Asset Management Limited](https://discovermf.com/fund-houses/nippon-india)
- **Launched:** 30 May 2015
- **Exit load:** 10% of the units allotted shall be redeemed without any exit load, on or before completion of 15 days from the date of allotment of units. Any redemption in excess of such limit within 15 days from the date of allotment shall be subject to the following exit load, Redemption of units would be done on First in First out Basis (FIFO): • 1% if redeemed or switched out on or before completion of 15 days from the date of allotment of units. • Nil, thereafter. Not applicable for Segregated Portfolio
- **Minimum investment:** ₹5,000 to start, ₹100 a month by SIP
- **AMFI scheme code:** 134593

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +1.0% | — | — | — |
| 3 months | -2.0% | — | — | — |
| 6 months | -0.1% | — | — | — |
| 1 year | +0.3% | +2.0% | +1.1% | 21 of 24 |
| 3 years (a year) | +5.7% | +7.6% | +7.8% | 21 of 21 |
| 5 years (a year) | +5.5% | +6.6% | +6.8% | 16 of 18 |
| Since launch (a year) | +4.3% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | -0.7% | — |
| 2025 | +6.2% | — |
| 2024 | +8.0% | — |
| 2023 | +12.3% | — |
| 2022 | +3.5% | — |
| 2021 | +11.5% | — |
| 2020 | -6.0% | — |
| 2019 | -6.3% | — |
| 2018 | -1.1% | — |
| 2017 | +17.6% | — |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.76 lakh | +2.9% |
| 5 years ago | ₹6 lakh | ₹6.83 lakh | +5.1% |
| 10 years ago | ₹12 lakh | ₹15.23 lakh | +4.7% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 4.3% | 5.1% |
| Worst fall, last year | -3.7% | — |
| Worst fall, last 3 years | -3.7% | — |
| Sharpe ratio, 3 years | -0.06 | — |
| Sortino ratio, 3 years | -0.08 | — |
| Beta, 3 years | — | — |
| Alpha, 3 years | — | — |

## Portfolio, September 2026

70 holdings. Equity 67.2%, Debt 18.2%, Cash and equivalents 1.8%, Other 12.8%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| ICICI Bank Limited | Banks | 8.29% |
| HDFC Bank Limited | Banks | 7.32% |
| Mahindra & Mahindra Limited | Automobiles | 5.99% |
| Reliance Industries Limited | Petroleum Products | 5.25% |
| Kotak Mahindra Bank Limited | Banks | 5.14% |
| Bharti Airtel Limited | Telecom - Services | 4.77% |
| 7.32% Government of India | Debt | 3.41% |
| Ashok Leyland Limited | Agricultural, Commercial & Construction Vehicles | 3.37% |
| Brookfield India Real Estate Trust | Realty | 3.28% |
| Axis Bank Limited | Banks | 3.16% |

### Largest sectors

| Sector | Weight |
| --- | --- |
| Banks | 26.1% |
| Realty | 11.2% |
| Automobiles | 6.7% |
| Petroleum Products | 5.3% |
| Telecom - Services | 4.8% |

## Objective

The primary investment objective of this fund is to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.