# Baroda BNP Paribas Short Term Fund

Baroda BNP Paribas Asset Management India Private Limited · Short Term · Regular plan, Growth

Full page with charts: https://discovermf.com/funds/baroda-bnp-paribas-short-term-fund-113036
Figures as of 3 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

## In short

- **What it invests in:** Lending for one to three years. Its latest portfolio: 85% shares, 9% bonds and money market and 7% cash.
- **₹10,000 a month:** For the last 5 years: ₹6 lakh put in, worth ₹7.01 lakh on 3 Nov 2026.
- **Next to similar funds:** Over the last 3 years it earned 6.6% a year; similar funds earned 6.5% a year on average.
- **How bumpy:** Moderate: some ups and downs. It made money in 100 of every 100 one-year stretches.
- **Expense ratio:** 1.05% a year. Similar funds: 0.98% on average.
- **Fees and minimums:** A SIP from ₹500 a month. No fee for selling early.

Past returns do not tell you future returns.

## Key facts

- **NAV:** ₹31.10 on 3 Nov 2026
- **Fund size:** ₹465 cr (2 Nov 2026)
- **Expense ratio:** 1.05% a year (typical in its category 0.98%)
- **Riskometer:** Moderate
- **Benchmark:** CRISIL Short Duration Debt A-II Index
- **Category:** [Short Term](https://discovermf.com/categories/short-term.md)
- **Fund house:** [Baroda BNP Paribas Asset Management India Private Limited](https://discovermf.com/fund-houses/baroda-bnp-paribas)
- **Launched:** 30 Jun 2010
- **Exit load:** NIL
- **Minimum investment:** ₹5,000 to start, ₹500 a month by SIP
- **AMFI scheme code:** 113036

## Returns

| Period | Fund | Category average | Benchmark | Rank in category |
| --- | --- | --- | --- | --- |
| 1 month | +0.1% | — | — | — |
| 3 months | +0.5% | — | — | — |
| 6 months | +2.5% | — | — | — |
| 1 year | +4.0% | +3.9% | +4.4% | 8 of 22 |
| 3 years (a year) | +6.6% | +6.5% | +6.9% | 9 of 22 |
| 5 years (a year) | +5.8% | +6.0% | +6.1% | 9 of 19 |
| Since launch (a year) | +7.2% | — | — | — |

### Calendar years

| Year | Fund | Benchmark |
| --- | --- | --- |
| 2026 | +3.5% | — |
| 2025 | +7.5% | — |
| 2024 | +7.7% | — |
| 2023 | +7.0% | — |
| 2022 | +3.0% | — |
| 2021 | +3.7% | — |
| 2020 | +7.5% | — |
| 2019 | +8.8% | — |
| 2018 | +7.2% | — |
| 2017 | +7.6% | — |

### A ₹10,000 monthly SIP

On the first price of each month, valued at the NAV of 3 Nov 2026.

| Started | Put in | Worth | Yearly return (XIRR) |
| --- | --- | --- | --- |
| 3 years ago | ₹3.6 lakh | ₹3.93 lakh | +5.8% |
| 5 years ago | ₹6 lakh | ₹7.01 lakh | +6.2% |
| 10 years ago | ₹12 lakh | ₹16.41 lakh | +6.1% |

## Risk

| Measure | Fund | Category average |
| --- | --- | --- |
| Volatility, last year | 1.1% | 1.2% |
| Worst fall, last year | -0.6% | — |
| Worst fall, last 3 years | -0.6% | — |
| Sharpe ratio, 3 years | 0.74 | — |
| Sortino ratio, 3 years | 1.13 | — |
| Beta, 3 years | — | — |
| Alpha, 3 years | — | — |

## Portfolio, September 2026

53 holdings. Equity 84.7%, Debt 8.6%, Cash and equivalents 6.7%.

### Largest holdings

| Holding | Sector or type | Weight |
| --- | --- | --- |
| Clearing Corporation of India Ltd | Cash | 7.09% |
| 7.42% Small Industries Dev Bank of India (12/03/2029) | Equity | 4.72% |
| 7.01% National Bank For Agriculture and Rural Development (16/03/2029) | Equity | 4.68% |
| 8.5% Nirma Limited (07/04/2027) | Equity | 3.58% |
| 8.35% Tata Projects Limited (22/07/2027) | Equity | 3.57% |
| 8% Adani Power Limited (27/01/2028) | Equity | 3.56% |
| 7.70% Nuvoco Vistas Corporation Limited (18/09/2028) | Equity | 3.54% |
| 7.46% REC Limited (30/06/2028) | Equity | 3.33% |
| 8.2% Tata Capital Housing Finance Limited (25/09/2029) | Equity | 3.10% |
| 7.64% Hindustan Petroleum Corporation Limited (04/11/2027) | Equity | 2.87% |

## Managers

- [Prashant Pimple](https://discovermf.com/fund-managers/prashant-pimple), since 16 Sept 2026
- [Vikram Pamnani](https://discovermf.com/fund-managers/vikram-pamnani)

## Objective

The primary objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments.