# Sectoral Debt funds

Debt of issuers from one sector, such as financial services.

Full page: https://discovermf.com/categories/sectoral-debt
Figures as of 4 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

2 funds managing ₹1,198 cr. Category averages: — over one year, — a year over three years; typical expense ratio 0.49%.

## All funds, by three-year return

| Fund | 1 year | 3 years (a year) | 5 years (a year) | Volatility | Expense ratio | Fund size |
| --- | --- | --- | --- | --- | --- | --- |
| [DSP Financial Services Sectoral Debt Fund](https://discovermf.com/funds/dsp-financial-services-sectoral-debt-fund-154655.md) | — | — | — | 0.7% | 0.49% | ₹1,198 cr |
| [Aditya Birla Sun Life Financial Services Sectoral Debt Fund](https://discovermf.com/funds/aditya-birla-sun-life-financial-services-sectoral-debt-fund-154810.md) | — | — | — | 0.6% | 0.49% | — |

## Questions

### How many Sectoral Debt funds are there?

2 funds, managing ₹1,198 cr between them as of 4 Nov 2026. The largest is DSP Financial Services Sectoral Debt Fund, at ₹1,198 cr.

### Which Sectoral Debt fund has the lowest expense ratio?

DSP Financial Services Sectoral Debt Fund, at 0.49% a year, against 0.49% for the average fund in the category. The expense ratio is taken out of the fund every day, so every return shown is already after it.

### How risky are Sectoral Debt funds?

Their volatility over the last year averaged 0.7%: the higher it is, the more the price swings from day to day. All of them carry the riskometer level Moderate, on SEBI's six-step scale from Low to Very High.