# Children's funds

Investments locked in for five years or until the child turns 18, whichever comes first.

Full page: https://discovermf.com/categories/children-s
Figures as of 4 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

12 funds managing ₹27,707 cr. Category averages: -2.0% over one year, +9.2% a year over three years; typical expense ratio 2.33%.

## All funds, by three-year return

| Fund | 1 year | 3 years (a year) | 5 years (a year) | Volatility | Expense ratio | Fund size |
| --- | --- | --- | --- | --- | --- | --- |
| [SBI Children's Fund - Investment Plan](https://discovermf.com/funds/sbi-children-s-fund-investment-plan-148489.md) | +6.5% | +19.1% | +16.2% | 12.8% | 1.97% | ₹7,979 cr |
| [ICICI Prudential Children's Fund](https://discovermf.com/funds/icici-prudential-children-s-fund-101127.md) | -4.4% | +11.6% | +10.1% | 12.3% | 3.12% | ₹1,372 cr |
| [SBI Children's Fund - Savings Plan](https://discovermf.com/funds/sbi-children-s-fund-savings-plan-101169.md) | +7.5% | +10.7% | +9.7% | 4.6% | 1.29% | ₹150 cr |
| [Aditya Birla Sun Life Bal Bhavishya Yojna](https://discovermf.com/funds/aditya-birla-sun-life-bal-bhavishya-yojna-146409.md) | -0.6% | +10.1% | +7.7% | 14.7% | 2.28% | ₹1,203 cr |
| [Axis Children's Fund](https://discovermf.com/funds/axis-children-s-fund-135759.md) | -1.9% | +8.6% | +4.7% | 10.5% | 2.38% | ₹872 cr |
| [LIC MF Children's Fund](https://discovermf.com/funds/lic-mf-children-s-fund-101271.md) | +0.1% | +7.7% | +6.4% | 13.1% | 2.87% | ₹15.4 cr |
| [HDFC Children's Fund](https://discovermf.com/funds/hdfc-children-s-fund-100900.md) | -4.0% | +7.7% | +8.7% | 9.7% | 1.81% | ₹10,273 cr |
| [UTI Children's Equity Fund](https://discovermf.com/funds/uti-children-s-equity-fund-102267.md) | -7.3% | +6.9% | +5.0% | 13.2% | 2.23% | ₹1,096 cr |
| [UTI Children's Hybrid Fund](https://discovermf.com/funds/uti-children-s-hybrid-fund-100678.md) | -3.9% | +5.6% | +5.3% | 6.0% | 1.62% | ₹4,211 cr |
| [Tata Childrens Fund](https://discovermf.com/funds/tata-childrens-fund-101491.md) | -11.9% | +3.9% | +5.0% | 13.7% | 2.45% | ₹317 cr |
| [Baroda BNP Paribas Children's Fund](https://discovermf.com/funds/baroda-bnp-paribas-children-s-fund-153170.md) | -1.1% | — | — | 13.8% | 2.63% | ₹127 cr |
| [Union Children's Fund](https://discovermf.com/funds/union-children-s-fund-152217.md) | -3.5% | — | — | 15.6% | 2.59% | ₹91.7 cr |

## Questions

### How many Children's funds are there?

12 funds, managing ₹27,707 cr between them as of 4 Nov 2026. The largest is HDFC Children's Fund, at ₹10,273 cr.

### What return have Children's funds given?

The average Children's fund returned -2.0% over the last year, +9.2% a year over three years, +7.9% a year over five years. Over the last year the funds ranged from -11.9% to +7.5%. Past returns do not tell you future returns.

### Which Children's fund has the lowest expense ratio?

SBI Children's Fund - Savings Plan, at 1.29% a year, against 2.33% for the average fund in the category. The expense ratio is taken out of the fund every day, so every return shown is already after it.

### Which Children's fund has the highest three-year return?

SBI Children's Fund - Investment Plan, at +19.1% a year over the last three years, against +9.2% for the average fund. Past returns do not tell you future returns.

### How risky are Children's funds?

Their volatility over the last year averaged 13.0%: the higher it is, the more the price swings from day to day. 10 of 12 carry the riskometer level Very High, on SEBI's six-step scale from Low to Very High.