# 10-year Constant Maturity Gilt funds

At least 80% in government securities, held at a portfolio maturity of about ten years.

Full page: https://discovermf.com/categories/10-year-constant-maturity-gilt
Figures as of 4 Nov 2026, from DiscoverMF. Information, not investment advice. Past returns do not indicate future returns. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

5 funds managing ₹3,473 cr. Category averages: +2.4% over one year, +6.7% a year over three years; typical expense ratio 0.57%.

## All funds, by three-year return

| Fund | 1 year | 3 years (a year) | 5 years (a year) | Volatility | Expense ratio | Fund size |
| --- | --- | --- | --- | --- | --- | --- |
| [Bandhan 10 year Constant Maturity Gilt Fund](https://discovermf.com/funds/bandhan-10-year-constant-maturity-gilt-fund-108753.md) | +3.7% | +7.4% | +5.7% | 3.6% | — | — |
| [ICICI Prudential 10 year Constant Maturity Gilt Fund](https://discovermf.com/funds/icici-prudential-10-year-constant-maturity-gilt-fund-131051.md) | +3.1% | +7.1% | +5.7% | 3.4% | 0.45% | ₹1,868 cr |
| [SBI 10 Year Constant Maturity Gilt Fund](https://discovermf.com/funds/sbi-10-year-constant-maturity-gilt-fund-101002.md) | +2.1% | +6.5% | +5.3% | 3.5% | 0.63% | ₹1,461 cr |
| [UTI 10 year Constant Maturity Gilt Fund](https://discovermf.com/funds/uti-10-year-constant-maturity-gilt-fund-150409.md) | +2.0% | +6.4% | — | 3.4% | 0.77% | ₹103 cr |
| [DSP 10 year Constant Maturity Gilt Fund](https://discovermf.com/funds/dsp-10-year-constant-maturity-gilt-fund-131297.md) | +1.1% | +6.0% | +4.8% | 3.6% | 0.50% | ₹41 cr |

## Questions

### How many 10-year Constant Maturity Gilt funds are there?

5 funds, managing ₹3,473 cr between them as of 4 Nov 2026. The largest is ICICI Prudential 10 year Constant Maturity Gilt Fund, at ₹1,868 cr.

### What return have 10-year Constant Maturity Gilt funds given?

The average 10-year Constant Maturity Gilt fund returned +2.4% over the last year, +6.7% a year over three years, +5.3% a year over five years. Over the last year the funds ranged from +1.1% to +3.7%. Past returns do not tell you future returns.

### Which 10-year Constant Maturity Gilt fund has the lowest expense ratio?

ICICI Prudential 10 year Constant Maturity Gilt Fund, at 0.45% a year, against 0.57% for the average fund in the category. The expense ratio is taken out of the fund every day, so every return shown is already after it.

### Which 10-year Constant Maturity Gilt fund has the highest three-year return?

Bandhan 10 year Constant Maturity Gilt Fund, at +7.4% a year over the last three years, against +6.7% for the average fund. Past returns do not tell you future returns.

### How risky are 10-year Constant Maturity Gilt funds?

Their volatility over the last year averaged 3.5%: the higher it is, the more the price swings from day to day. 4 of 5 carry the riskometer level Moderate, on SEBI's six-step scale from Low to Very High.